Cheapest Car Insurance In Edina, MN 2024
In Edina, AAA offers the most affordable minimum coverage car insurance, averaging $36 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for the cheapest car insurance in Edina, MN, can reveal a wide range of options.
AAA is the top choice for those wanting the cheapest liability-only coverage. American Family, however, offers the best full coverage rates, while Iowa Farm Bureau stands out for young drivers.
Cheapest Car Insurance Companies In Edina, MN
Cheapest Liability-only Car Insurance In Edina: AAA
In Edina, AAA offers the most affordable minimum coverage car insurance, costing an average of $36 per month.
Refer to the table below to compare the rates offered by various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $36 | $436 |
| Iowa Farm Bureau | $43 | $518 |
| State Farm | $42 | $505 |
| Auto-Owners | $47 | $567 |
| Allstate | $58 | $698 |
Cheapest Full Coverage Insurance Rates In Edina: American Family
In Edina, American Family offers the lowest rates for full coverage car insurance, averaging $75 per month.
Below is a table showing average auto insurance quotes from budget-friendly providers in Edina.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $75 | $904 |
| Iowa Farm Bureau | $87 | $1,046 |
| Auto-Owners | $89 | $1,062 |
| Allstate | $115 | $1,384 |
| State Farm | $107 | $1,289 |
Cheapest Car Insurance Rates For Seniors: Iowa Farm Bureau
In Edina, seniors can find the cheapest car insurance with Iowa Farm Bureau, which averages $76 per month.
The table below displays average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Iowa Farm Bureau | $76 | $916 |
| Auto-Owners | $80 | $960 |
| Travelers | $84 | $1,005 |
| State Farm | $94 | $1,132 |
| Allstate | $112 | $1,344 |
Cheapest Rates In Edina For Teenagers: Nationwide
In Edina, teenage drivers can secure the lowest rates with Nationwide, averaging $146 per month.
Below is a table highlighting the companies offering the lowest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $146 | $1,752 |
| Allstate | $167 | $2,001 |
| Auto-owners | $218 | $2,610 |
| State Farm | $158 | $1,890 |
| Travelers | $199 | $2,386 |
Cheapest Auto Insurance For Young Adults in Edina: Iowa Farm Bureau
In Edina, Iowa Farm Bureau provides the most affordable car insurance for young adults, with an average cost of $95 per month.
Use the table below to compare the most affordable auto insurance rates for young adults in Edina.
| Provider | Average Monthly Cost | Average Annual Cost |
| Iowa Farm Bureau | $95 | $1,149 |
| Allstate | $122 | $1,476 |
| Travelers | $101 | $1,215 |
| Auto-Owners | $105 | $1,262 |
| State Farm | $133 | $1,580 |
Cheapest Car Insurance In Edina For Good Drivers: AAA
In Edina, good drivers can secure the lowest car insurance rates with AAA, averaging $36 per month.
Good drivers can use the table below to compare average quotes from the cheapest insurance providers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| AAA | $36 | $436 |
| Iowa Farm Bureau | $43 | $518 |
| State Farm | $42 | $505 |
| Auto-Owners | $47 | $567 |
| Allstate | $58 | $698 |
Find affordable Edina rates
Cheapest Car Insurance In Edina After A Speeding Ticket: Auto-owners
In Edina, Auto-owners is an affordable option, offering average rates of $98 a month for drivers with a speeding ticket.
The table below provides average rates for drivers who have a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-owners | $98 | $1,170 |
| AAA | $102 | $1,229 |
| State Farm | $115 | $1,385 |
| Nationwide | $139 | $1,673 |
| Allstate | $154 | $1,850 |
Cheapest For Drivers With After At-Fault Accident: AAA
For drivers with an at-fault accident, AAA provides the lowest car insurance rates, averaging $103 a month.
These are the car insurance companies offering the lowest rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $103 | $1,231 |
| State Farm | $123 | $1,480 |
| Travelers | $127 | $1,528 |
| Allstate | $178 | $2,137 |
| GEICO | $291 | $3,490 |
Cheapest Rates In Edina For Drivers After A DUI: State Farm
State Farm offers the most affordable rates for drivers with a DUI in Edina, averaging $115 per month.
The table below lists the most affordable insurance rates for drivers in Edina with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $115 | $1,380 |
| Travelers | $153 | $1,833 |
| Auto-Owners | $163 | $1,952 |
| Allstate | $187 | $2,240 |
| AAA | $292 | $3,498 |
Best Car Insurance Companies In Edina
In Edina, drivers can secure the most affordable insurance with AAA for $36 per month, while Iowa Farm Bureau and State Farm offer competitive rates at $43 and $42 per month, respectively.
Listed below are the top 10 car insurance providers in Edina, MN, ranked by their average monthly rates.
| Company | Monthly Premium |
| AAA | $36 |
| Iowa Farm Bureau | $43 |
| State Farm | $42 |
| Auto-Owners | $47 |
| Allstate | $58 |
| American Family | $46 |
| Travelers | $49 |
| Nationwide | $67 |
| GEICO | $78 |
| Country Financial | $59 |
Average Auto Insurance Rates In Edina – By Age
Age plays a major role in determining car insurance rates, with younger drivers often facing higher premiums due to limited experience and a higher risk of accidents. Teenagers can expect to pay about $3,879 annually for car insurance.
Once drivers turn 25, their insurance rates often drop, provided they have a clean driving history.
Drivers in their 50s and early 60s often enjoy the most competitive insurance rates, as age is used to gauge experience and risk, affecting premium costs.
| Age | Average Yearly Rate |
| Teenagers | $3,879 |
| 20s | $1,920 |
| 30s | $1,260 |
| 40s | $1,020 |
| 50s | $1,530 |
| 60s | $1,644 |
| 70s | $1,776 |
Average Rates In Edina – By Vehicle
The kind of car you drive greatly influences your insurance premiums, with insurers considering the make, model, year, and body type. Newer or luxury vehicles with advanced features and costly repairs often come with higher rates.
The table below shows the average insurance rates in Edina for various types of vehicles.
| Vehicle | Average Monthly Rate |
| Chevrolet Impala | $120 |
| Ford Fusion | $247 |
| Toyota Avalon | $180 |
| Ford Escape | $170 |
| Toyota Camry | $185 |
Average Cost Of Auto Insurance In Edina – By Zip Code
Insurers use zip codes to assess local crime rates, which is why car insurance premiums vary based on your zip code.
The table below shows the average car insurance rates for various zip codes in Edina.
| Zip Code | Average Monthly Rate |
| 55435 | $170 |
| 55410 | $64 |
| 55439 | $139 |
| 55436 | $99 |
How Much Is Car Insurance In Other Cities In Minnesota?
Your city plays a major role in determining your car insurance rates. Insurers consider factors like accident frequency, theft, and vandalism, which are usually higher in urban areas, leading to increased premiums.
For instance, car insurance costs in Minneapolis average about $130 per month, while Duluth residents pay around $95 on average.
| City | Average Monthly Rate |
| Minneapolis | $130 |
| Saint Paul | $129 |
| Osseo | $115 |
| Moorhead | $110 |
| Rockford | $128 |
| Duluth | $95 |
| Eden Prairie | $102 |
| Rochester | $104 |
| Loretto | $109 |
| Mankato | $107 |
Find affordable Edina rates
Our Methodology
After conducting a detailed analysis that considers factors like customer service, product choices, pricing, and reviews from various online sources, I’ve compiled an extensive overview of car insurance providers in Edina, MN.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Edina?
AAA provides the most affordable car insurance rates in Edina for the state-required minimum coverage, while American Family offers the best deals for full coverage, including both comprehensive and collision.
What is the average cost of car insurance in Edina?
The typical car insurance premium in Edina is around $140 per month. However, rates may differ depending on factors like your zip code, vehicle year and model, and driving history.
Related Content
How Much Is Car Insurance? Types Of Car Insurance Are Red Cars More Expensive To Insure?
Auto Insurance In Your Area
Car insurance Shawnee KS Car Insurance Quotes In Apple Valley, MN Car Insurance Chicago
