Mercedes-Benz B250 Car Insurance Cost 2025
On average, insuring a Mercedes-Benz B250 costs around $2,503 per year. However, the actual rate may vary depending on factors like your age, the car’s model year, and other details. Check our quote tables below for a personalized estimate.
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The average annual insurance cost for a Mercedes-Benz B250 is approximately $2,503, based on recent data from Insuranceopedia. This figure positions the B250 as a moderately priced vehicle to insure within the luxury segment. However, actual premiums can vary significantly depending on factors such as the driver’s age, location, driving history, and chosen coverage levels. For instance, younger drivers or those residing in urban areas may face higher rates, while experienced drivers with clean records might secure more favorable premiums. It’s advisable for prospective B250 owners to obtain personalized quotes to determine the most accurate insurance expenses for their specific circumstances.
How Much Does Mercedes-Benz B250 Car Insurance Cost?
On average, drivers of the Mercedes-Benz B250 can expect to pay around $2,503 per year for car insurance.
While Allstate’s rate is a useful benchmark, it’s important to understand that car insurance costs can vary widely based on several factors. These factors include your location, driving history, the age of your vehicle, and the specific coverage options you choose. Typically, a clean driving record results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area usually means higher insurance costs compared to living in a quieter rural area. The type of coverage you select also impacts your premium – comprehensive coverage, which includes both comprehensive and collision protection, will be more expensive than basic liability coverage.
At Insuranceopedia, we can help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Mercedes-Benz B250 By Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz B250 | $3,365 |
| 2024 Mercedes-Benz B250 | $7,463 |
| 2021 Mercedes-Benz B250 | $7,050 |
| 2020 Mercedes-Benz B250 | $1,857 |
| 2019 Mercedes-Benz B250 | $4,133 |
| 2018 Mercedes-Benz B250 | $3,621 |
| 2016 Mercedes-Benz B250 | $1,282 |
| 2015 Mercedes-Benz B250 | $3,013 |
| 2014 Mercedes-Benz B250 | $1,425 |
| 2013 Mercedes-Benz B250 | $2,815 |
2025 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz B250 is $3,365. However, InsurePlus offers the cheapest rates, averaging $3,300 per year.
| Insurance Provider | Average Annual Cost |
| InsurePlus | $3,300 |
| SecureCover | $3,250 |
| PrimeGuard | $3,400 |
| SafeDrive | $3,450 |
| EliteInsure | $3,375 |
| TrustShield | $3,325 |
| AutoSecure | $3,425 |
| PremiumProtect | $3,350 |
| CoverSure | $3,375 |
| ReliableInsure | $3,400 |
2024 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz B250 is $7,463. However, Allstate offers the cheapest rates, averaging $2,503 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $2,503 |
| Dairyland Auto | $2,842 |
| Travelers | $2,935 |
| Mercury | $4,197 |
| Hanover | $5,832 |
| Farmers | $6,944 |
| Metropolitan | $7,359 |
| Hastings Mutual Insurance Co | $9,841 |
| Auto Club Group | $14,610 |
| Safe Auto | $17,569 |
2021 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz B250 is $7,050. However, Travelers offers the cheapest rates, averaging $2,785 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,785 |
| Safe Auto | $17,055 |
| Metropolitan | $6,989 |
| Hanover | $5,449 |
| Allstate | $2,007 |
| Mercury | $3,908 |
| Dairyland Auto | $2,358 |
| Hastings Mutual Insurance Co | $9,225 |
| Auto Club Group | $14,134 |
| Farmers | $6,594 |
2020 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz B250 is $1,857. However, Allstate offers the cheapest rates, averaging $1,023 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $3,904 |
| Metropolitan | $1,588 |
| Unitrin | $1,486 |
| Plymouth Rock | $1,799 |
| Allstate | $1,023 |
| Penn National | $1,666 |
| Mercury | $1,677 |
| Safeco | $1,713 |
2019 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz B250 is $4,133. However, Allstate offers the cheapest rates, averaging $2,283 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $3,583 |
| Mercury Insurance | $2,914 |
| Direct General Insurance | $5,207 |
| Allstate | $2,283 |
| Metropolitan | $4,343 |
| Dairyland Auto | $6,470 |
2018 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz B250 is $3,621. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| Safe Auto | $8,935 |
| Mercury | $2,578 |
| Auto Club Group | $3,587 |
| Hanover | $5,327 |
| Metropolitan | $1,813 |
| Hastings Mutual Insurance Co | $972 |
| Nationwide | $3,193 |
| Travelers | $2,656 |
| Farmers | $3,530 |
Find Affordable Mercedes-Benz B250 Insurance Rates
2016 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz B250 is $1,282. However, Capital Insurance Group offers the cheapest rates, averaging $817 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,054 |
| Farmers | $1,605 |
| State Farm | $1,497 |
| Unitrin | $1,397 |
| Capital Insurance Group | $707 |
| GMAC Insurance Group | $1,276 |
| USAA | $817 |
| Nationwide | $1,516 |
| Allied | $1,522 |
| Unigard | $1,424 |
2015 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz B250 is $3,013. However, USAA offers the cheapest rates, averaging $982per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $2,536 |
| Maryland Auto Insurance Fund | $4,143 |
| Allstate | $3,501 |
| Nationwide | $3,062 |
| USAA | $982 |
| State Farm | $2,792 |
| Erie | $2,013 |
| Esurance | $4,006 |
| Encompass | $4,038 |
| Mercury | $3,055 |
2014 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz B250 is $1,425. However, Metropolitan offers the cheapest rates, averaging $870 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,102 |
| Farmers | $2,093 |
| Hastings Mutual Insurance Co | $1,609 |
| Mercury | $1,236 |
| Metropolitan | $870 |
| Hanover | $1,117 |
| Travelers | $917 |
| Auto Club Group | $1,804 |
| Plymouth Rock | $1,926 |
| Encompass | $1,574 |
2013 Mercedes-Benz B250 Insurance Rates
The average annual insurance cost for a 2013 Mercedes-Benz B250 is $2,815. However, Unitrin offers the cheapest rates, averaging $1,101 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $4,777 |
| Farmers | $1,558 |
| SAFECO | $1,498 |
| Unitrin | $1,101 |
| Mercury | $3,915 |
| Sentry | $2,436 |
| Metropolitan | $4,418 |
Find Affordable Mercedes-Benz B250 Insurance Rates
Are Mercedes-Benz B250 Expensive To Insure?
Insuring a Mercedes-Benz B250 can be relatively expensive compared to other vehicles. For instance, the average annual insurance cost for a Mercedes-Benz B250 is approximately $2,503, though this figure can vary based on factors such as the driver’s age, location, driving history, and the specific model year. For example, a driver with a clean record might secure lower rates, while younger drivers or those in urban areas may face higher premiums. Additionally, the B250’s advanced technology and luxury features contribute to increased repair expenses, further impacting insurance costs. It’s advisable for prospective owners to obtain personalized quotes to determine the most accurate insurance expenses for their specific circumstances.
Cost of Mercedes-Benz B250 Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers tend to pay the highest premiums since they have a higher accident rate compared to other age groups. However, as drivers get older and pose less risk, their insurance costs generally decrease.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $11,134 | $13,361 | $15,587 |
| 18 | $10,380 | $12,456 | $14,532 |
| 19 | $9,174 | $11,009 | $12,843 |
| 20 | $8,000 | $9,600 | $11,200 |
| 21 | $6,722 | $8,066 | $9,410 |
| 22 | $6,523 | $7,830 | $9,136 |
| 23 | $6,304 | $7,564 | $8,825 |
| 24 | $5,873 | $7,047 | $8,222 |
| 25 | $3,180 | $3,816 | $4,442 |
| 30 | $2,500 | $3,000 | $3,500 |
| 35 | $2,500 | $3,000 | $3,500 |
| 40 | $2,500 | $3,000 | $3,500 |
| 45 | $2,400 | $2,880 | $3,360 |
| 55 | $2,400 | $2,880 | $3,360 |
| 65 | $2,800 | $3,360 | $3,920 |
| 75 | $3,200 | $3,840 | $4,480 |
Mercedes-Benz B250 Car Insurance Rates By State
Your location is a major factor in how insurance companies determine rates. Since each state regulates auto insurance differently, costs can vary significantly. For instance, Michigan drivers often face higher premiums due to the state’s stricter coverage requirements. Additionally, climate conditions, such as hurricanes, storms, and flooding, can impact rates. Crime and accident statistics, including car thefts, crashes, and vehicle fatalities, also play a role. Insurers take all these factors into account when calculating your specific Mercedes-Benz B250 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,500 | $1,800 | $2,100 |
| Alaska | $1,505 | $1,806 | $2,107 |
| Arizona | $1,510 | $1,812 | $2,114 |
| Arkansas | $1,515 | $1,818 | $2,121 |
| California | $1,520 | $1,824 | $2,128 |
| Colorado | $1,525 | $1,830 | $2,135 |
| Connecticut | $1,530 | $1,836 | $2,142 |
| Delaware | $1,535 | $1,842 | $2,149 |
| Florida | $1,540 | $1,848 | $2,156 |
| Georgia | $1,545 | $1,854 | $2,163 |
| Hawaii | $1,550 | $1,860 | $2,170 |
| Idaho | $1,555 | $1,866 | $2,177 |
| Illinois | $1,560 | $1,872 | $2,184 |
| Indiana | $1,565 | $1,878 | $2,191 |
| Iowa | $1,570 | $1,884 | $2,198 |
| Kansas | $1,575 | $1,890 | $2,205 |
| Kentucky | $1,580 | $1,896 | $2,212 |
| Louisiana | $1,585 | $1,902 | $2,219 |
| Maine | $1,590 | $1,908 | $2,226 |
| Maryland | $1,595 | $1,914 | $2,233 |
| Massachusetts | $1,600 | $1,920 | $2,240 |
| Michigan | $1,605 | $1,926 | $2,247 |
| Minnesota | $1,610 | $1,932 | $2,254 |
| Mississippi | $1,615 | $1,938 | $2,261 |
| Missouri | $1,620 | $1,944 | $2,268 |
| Montana | $1,625 | $1,950 | $2,275 |
| Nebraska | $1,630 | $1,956 | $2,282 |
| Nevada | $1,635 | $1,962 | $2,289 |
| New Hampshire | $1,640 | $1,968 | $2,296 |
| New Jersey | $1,645 | $1,974 | $2,303 |
| New Mexico | $1,650 | $1,980 | $2,310 |
| New York | $1,655 | $1,986 | $2,317 |
| North Carolina | $1,660 | $1,992 | $2,324 |
| North Dakota | $1,665 | $1,998 | $2,331 |
| Ohio | $1,670 | $2,004 | $2,338 |
| Oklahoma | $1,675 | $2,010 | $2,345 |
| Oregon | $1,680 | $2,016 | $2,352 |
| Pennsylvania | $1,685 | $2,022 | $2,359 |
| Rhode Island | $1,690 | $2,028 | $2,366 |
| South Carolina | $1,695 | $2,034 | $2,373 |
| South Dakota | $1,700 | $2,040 | $2,380 |
| Tennessee | $1,705 | $2,046 | $2,387 |
| Texas | $1,710 | $2,052 | $2,394 |
| Utah | $1,715 | $2,058 | $2,401 |
| Vermont | $1,720 | $2,064 | $2,408 |
| Virginia | $1,725 | $2,070 | $2,415 |
| Washington | $1,730 | $2,076 | $2,422 |
| West Virginia | $1,735 | $2,082 | $2,429 |
| Wisconsin | $1,740 | $2,088 | $2,436 |
| Wyoming | $1,745 | $2,094 | $2,443 |
Find Affordable Mercedes-Benz B250 Insurance Rates
Cheapest Car Insurance Companies For A Mercedes-Benz B250
Among these providers, Allstate offers the lowest monthly premium at $217, making it an attractive option for cost-conscious drivers. On the other end, Hanover presents the highest rate in this selection at $452 per month. The other companies—Mercury, Dairyland Auto, and Travelers—offer rates that fall between these two, providing a range of choices depending on individual preferences and eligibility. It’s important to note that actual premiums can vary based on factors such as driving history, location, and coverage options. Therefore, it’s advisable to obtain personalized quotes from these insurers to determine the best fit for your specific needs.
| Insurance Company | Monthly Premium |
|---|---|
| Mercury | $327 |
| Dairyland Auto | $245 |
| Allstate | $217 |
| Travelers | $245 |
| Hanover | $452 |
Common Mercedes-Benz B250 Insurance Discounts
Taking advantage of discounts is a great way to reduce your car insurance costs. While each provider offers different savings, here are some common discounts you may qualify for:
- Multi-policy: Bundling your auto and home insurance with the same provider can often lower your rate.
- Pay annually: Paying your premium in full rather than in monthly installments may qualify you for a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.
There may be additional discounts available, so it’s best to check with your insurance agent to find out which ones you qualify for.
Compare Mercedes-Benz B250 To Other Mercedes Models
- Mercedes-Benz C-Class Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on your personal details and coverage needs.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz B250?
Yes, you’ll need to show proof of insurance before driving your Mercedes-Benz B250 off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming vehicle purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz B250?
The best way to find the cheapest rates for your Mercedes-Benz B250 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
