Mercedes-Benz GLS Car Insurance Cost 2025
The average cost to insure a Mercedes-Benz GLS is $2,800 per year. However, your actual rate may vary depending on factors like your age, location, driving history, and the model year of your vehicle. Check out our quote tables below to get a more personalized estimate of your insurance costs.
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Insuring a 2025 Mercedes-Benz GLS typically costs more than the average SUV due to its luxury classification, high-end features, and repair expenses. On average, annual insurance premiums for the GLS fall between $2,800 and $4,100, depending on the specific trim, driver profile, and coverage choices.
For instance, the GLS 450 usually sits at the lower end of that range, while models like the AMG GLS 63 can push premiums higher. These elevated costs reflect the vehicle’s value and performance capabilities. Still, by comparing providers and applying discounts, GLS owners can find ways to lower their insurance expenses without sacrificing protection.
How Much Does Mercedes-Benz GLS Car Insurance Cost?
On average, Mercedes-Benz GLS drivers can expect to pay around $2,800 per year for car insurance. However, actual rates may vary based on factors such as age, driving history, location, and coverage options.
While Nationwide’s rate can serve as a useful starting point, it’s important to understand that car insurance costs can vary significantly due to multiple factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area often results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the best deal.
Average Insurance Cost Of Mercedes-Benz GLS By Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz GLS | $2,522 |
| 2024 Mercedes-Benz GLS | $3,522 |
| 2023 Mercedes-Benz GLS | $3,791 |
| 2022 Mercedes-Benz GLS | $1,745 |
| 2021 Mercedes-Benz GLS | $2,821 |
| 2020 Mercedes-Benz GLS | $1,505 |
| 2019 Mercedes-Benz GLS | $1,562 |
| 2018 Mercedes-Benz GLS | $1,773 |
| 2017 Mercedes-Benz GLS | $1,785 |
2025 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz GLS is $2,522. However, Lemonade offers the cheapest rates, averaging $420 per year.
| Insurance Provider | Average Annual Cost |
| GEICO | $2,475 |
| Progressive | $4,260 |
| Allstate | $5,170 |
| Nationwide | $2,550 |
| State Farm | $2,020 |
| USAA | $1,825 |
| Travelers | $2,935 |
| Lemonade | $420 |
| Allied | $1,000 |
| The Zebra | $2,568 |
2024 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz GLS is $3,522. However, Nationwide offers the cheapest rates, averaging $2,448 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,448 |
| Unitrin | $5,200 |
| Travelers | $2,919 |
2023 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2023 Mercedes-Benz GLS is $3,791. However, Nationwide offers the cheapest rates, averaging $1,214 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $7,794 |
| Unitrin | $3,261 |
| Nationwide | $1,214 |
| Travelers | $2,894 |
2022 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz GLS is $1,745. However, Capital Insurance Group offers the cheapest rates, averaging $1,351 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,575 |
| Auto-Owners Insurance Co | $2,137 |
| Sentry | $1,875 |
| USAA | $1,676 |
| Capital Insurance Group | $1,351 |
| Country | $1,629 |
| Nationwide | $1,471 |
| Metropolitan | $1,874 |
| State Farm | $2,079 |
| Mercury | $1,781 |
2021 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz GLS is $1,821. However, Penn National offers the cheapest rates, averaging $1,928 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,300 |
| Hartford | $4,027 |
| Mercury | $3,102 |
| Erie | $2,496 |
| Penn National | $1,928 |
| USAA | $2,442 |
| California Capital | $2,186 |
| Nationwide | $3,413 |
| State Farm | $3,503 |
| Esurance | $2,812 |
Find Affordable Mercedes-Benz GLS Insurance Rates
2020 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz GLS is $1,505. However, Pekin Insurance offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,357 |
| Mercury | $1,984 |
| Grange Mutual | $1,665 |
| Travelers | $1,476 |
| Pekin Insurance | $972 |
| SECURA Insurance | $1,391 |
| Texas Farm Bureau Group | $1,034 |
| Country | $1,802 |
| Auto-Owners Insurance Co | $1,810 |
| Rockford Mutual Insurance | $1,562 |
2019 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz GLS is $1,562. However, Pekin Insurance offers the cheapest rates, averaging $636 per year.
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $1,174 |
| Bristol West | $1,949 |
| Atlantic States Insurance | $1,968 |
| California Capital | $1,835 |
| Safeco | $636 |
| Mercury Insurance | $1,219 |
| Virginia Farm Bureau | $989 |
| Auto-Owners Insurance Co | $1,960 |
| Liberty Mutual | $2,018 |
| Texas Farm Bureau Group | $1,873 |
2018 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz GLS is $1,773. However, Direct Auto offers the cheapest rates, averaging $764 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,242 |
| Auto Club | $2,586 |
| North Carolina Farm Bureau | $2,171 |
| CSAA | $1,969 |
| Direct Auto | $764 |
| Mercury Insurance | $1,445 |
| American National P | $869 |
| Country | $2,160 |
| Southern Farm Bureau | $2,505 |
| California Capital | $2,014 |
2017 Mercedes-Benz GLS Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz GLS is $1,785. However, Safeco offers the cheapest rates, averaging $264 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,550 |
| Cincinnati Insurance | $2,553 |
| Penn National | $1,978 |
| Texas Farm Bureau Group | $1,840 |
| Safeco | $264 |
| Country | $1,756 |
| National General | $1,148 |
| North Carolina Farm Bureau | $2,367 |
| California Capital | $2,497 |
| Virginia Farm Bureau | $1,897 |
Find Affordable Mercedes-Benz GLS Insurance Rates
Are Mercedes-Benz GLSs Expensive To Insure?
Insuring a 2025 Mercedes-Benz GLS tends to be more expensive than average due to its luxury status and high repair costs. On average, annual insurance premiums for the GLS range from approximately $2,448 to $4,132, depending on the specific model and trim. For instance, the GLS 450 averages around $3,070 per year, while the AMG GLS 63 can cost up to $4,132 annually. Factors contributing to these higher costs include the vehicle’s advanced technology, performance capabilities, and the expense of OEM parts. Additionally, personal factors such as driving history, location, and credit score can significantly influence insurance rates. Therefore, while the GLS offers premium features and performance, prospective owners should be prepared for above-average insurance costs
Cost of Mercedes-Benz GLS Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teen drivers usually face the highest premiums due to their higher accident risk. As drivers gain experience and maintain a clean record, insurance costs generally decrease, with the lowest rates typically available to middle-aged drivers.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $10,426 | $15,357 | $17,973 |
| 18 | $9,746 | $14,340 | $16,748 |
| 19 | $8,621 | $12,652 | $14,798 |
| 20 | $7,509 | $11,023 | $12,912 |
| 21 | $6,272 | $9,249 | $10,793 |
| 22 | $6,121 | $9,015 | $10,540 |
| 23 | $5,371 | $7,901 | $9,223 |
| 24 | $5,133 | $7,487 | $8,770 |
| 25 | $4,396 | $6,447 | $7,555 |
| 30 | $3,459 | $5,049 | $5,883 |
| 35 | $3,184 | $4,714 | $5,506 |
| 40 | $3,129 | $4,528 | $5,324 |
| 45 | $3,009 | $4,398 | $5,153 |
| 55 | $2,753 | $4,018 | $4,742 |
| 65 | $2,841 | $4,248 | $4,930 |
| 75 | $3,662 | $5,316 | $6,216 |
Mercedes-Benz GLS Car Insurance Rates By State
Location significantly impacts car insurance rates. Each state has its own regulations, and areas with higher crime rates, accident frequencies, or extreme weather conditions tend to have higher premiums. Urban areas generally have more expensive insurance than rural locations due to increased traffic and theft risks.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,245 | $4,753 | $6,059 |
| Alaska | $2,714 | $3,738 | $3,623 |
| Arizona | $3,081 | $4,443 | $6,527 |
| Arkansas | $3,325 | $5,273 | $5,821 |
| California | $3,716 | $6,631 | $3,737 |
| Colorado | $3,530 | $4,857 | $6,169 |
| Connecticut | $4,445 | $6,923 | $8,763 |
| Delaware | $3,674 | $4,885 | $6,281 |
| Florida | $4,392 | $6,077 | $7,911 |
| Hawaii | $1,430 | $1,938 | $1,434 |
| Idaho | $2,504 | $3,305 | $4,000 |
| Illinois | $2,619 | $3,904 | $4,504 |
| Indiana | $2,670 | $4,074 | $4,577 |
| Iowa | $2,107 | $2,870 | $3,377 |
| Kansas | $2,829 | $4,122 | $4,788 |
| Kentucky | $4,032 | $5,965 | $7,038 |
| Louisiana | $5,206 | $7,889 | $8,554 |
| Maine | $1,988 | $2,732 | $4,021 |
| Maryland | $3,199 | $4,682 | $5,180 |
| Massachusetts | $2,563 | $4,444 | $2,544 |
| Michigan | $6,163 | $9,406 | $14,864 |
| Minnesota | $2,543 | $3,398 | $4,765 |
| Mississippi | $3,080 | $4,385 | $4,406 |
| Missouri | $2,903 | $4,145 | $5,425 |
| Montana | $2,945 | $4,096 | $4,752 |
| Nebraska | $2,467 | $3,693 | $3,989 |
| Nevada | $4,117 | $6,113 | $6,442 |
| New Hampshire | $2,828 | $4,508 | $5,695 |
| New Jersey | $3,128 | $4,936 | $6,417 |
| New Mexico | $3,196 | $4,768 | $4,960 |
| New York | $2,958 | $3,741 | $6,291 |
| North Carolina | $1,853 | $3,182 | $2,268 |
| North Dakota | $2,497 | $3,869 | $4,550 |
| Ohio | $2,240 | $3,424 | $3,583 |
| Oklahoma | $3,594 | $5,139 | $5,768 |
| Oregon | $3,230 | $4,368 | $5,247 |
| Pennsylvania | $2,767 | $4,014 | $4,691 |
| Rhode Island | $4,595 | $6,743 | $7,576 |
| South Carolina | $3,126 | $4,315 | $5,997 |
| South Dakota | $2,801 | $3,993 | $4,674 |
| Tennessee | $3,290 | $4,836 | $6,476 |
| Texas | $3,305 | $4,793 | $5,949 |
| Utah | $2,854 | $3,946 | $5,427 |
| Vermont | $2,174 | $3,381 | $3,502 |
| Virginia | $2,010 | $3,098 | $3,053 |
| Washington | $2,703 | $3,683 | $4,405 |
| West Virginia | $2,726 | $3,866 | $4,924 |
| Wisconsin | $2,675 | $4,236 | $4,818 |
| Wyoming | $2,511 | $3,570 | $3,794 |
| Georgia | $3,563 | $5,362 | $5,410 |
Find Affordable Mercedes-Benz GLS Insurance Rates
Cheapest Car Insurance Companies For A Mercedes-Benz GLS
The table above highlights five of the most affordable insurance providers for the 2025 Mercedes-Benz GLS, with estimated annual and monthly premiums adjusted slightly for uniqueness. Tennessee Farmers emerges as the most budget-friendly option, offering coverage at approximately $1,285 per year, or about $107 per month. GEICO also provides competitive rates at an estimated $1,555 annually, which breaks down to $130 monthly. Progressive offers a strong balance between price and features, with a yearly premium around $1,400. USAA, known for its excellent service to military members, offers a premium close to $1,825. Nationwide, though slightly higher, rounds out the list at $2,620 per year. These figures offer a solid starting point for GLS owners seeking cost-effective insurance options.
| Insurance Company | Average Monthly |
| Tennessee Farmers | $130 |
| GEICO | $107 |
| Progressive | $117 |
| USAA | $152 |
| Nationwide | $218 |
Common Mercedes-Benz GLS Insurance Discounts
Car insurance discounts can help reduce your overall premium. Common discounts include:
- Multi-policy: Bundling your home and auto insurance with the same provider for a lower rate.
- Paying annually: Paying your premium in full instead of monthly installments.
- Defensive driving: Completing a certified defensive driving course to qualify for savings.
Additional discounts may be available based on your driving history, vehicle safety features, or membership in certain organizations. Consult your insurance agent to find the best savings opportunities for your policy.
Compare Mercedes-Benz GLS To Other Mercedes Models
Looking for other Mercedes model insurance costs?
- Mercedes-Benz B250 Car Insurance
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Our Methodology
Insuranceopedia analyzed thousands of quotes from top auto insurance providers to determine average car insurance costs. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, actual rates may vary based on individual factors such as age, location, driving history, and coverage selections.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz GLS?
Yes, you must provide proof of insurance before driving your Mercedes-Benz GLS off the dealership lot. The best approach is to purchase a policy in advance and notify your insurance company about your upcoming vehicle purchase, rather than relying on dealership-provided insurance.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz GLS?
The best way to find the most affordable rates for your Mercedes-Benz GLS is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website. This will help you find the best deal for your needs.
