Mercedes-Benz GLA Car Insurance Cost 2025

On average, insuring a Mercedes-Benz GLA costs $1,450 per year. However, the actual price can vary depending on factors such as your age, the car’s model year, and other variables. You can use the quote tables below to get an estimate tailored to your specific situation.

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Updated: 11 May 2025
Written by Bob Phillips
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Insuring a Mercedes-Benz GLA typically costs around $1,450 per year, though your actual rate can vary depending on your driving record, age, location, and coverage level.

This compact luxury SUV combines style with advanced features, which can slightly raise insurance premiums compared to standard crossovers. However, its strong safety ratings and moderate repair costs help keep coverage reasonably affordable.

Drivers with clean records and good credit can often find lower rates by comparing quotes from multiple insurers. Understanding the typical cost of coverage can help you budget effectively and ensure you’re getting the best value for your money.

How Much Does Mercedes-Benz GLA Car Insurance Cost?

On average, Mercedes-Benz GLA drivers can expect to pay $1,450 per year for car insurance.

While USAA’s rate is a helpful starting point, it’s important to understand that car insurance costs can vary widely due to several factors. These factors include your location, driving history, the age of your car, and the specific coverage options you choose. A clean driving record usually results in lower premiums, while a history of accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area typically leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal.

Average Insurance Cost Of Mercedes-Benz GLA By Model Year

Model Year Average Premium
2025 Mercedes-Benz GLA $1,506
2024 Mercedes-Benz GLA $1,809
2023 Mercedes-Benz GLA $1,440
2022 Mercedes-Benz GLA $840
2021 Mercedes-Benz GLA $1,451
2020 Mercedes-Benz GLA $960
2019 Mercedes-Benz GLA $899
2018 Mercedes-Benz GLA $789
2017 Mercedes-Benz GLA $703
2016 Mercedes-Benz GLA $956
2015 Mercedes-Benz GLA $714

2025 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2025 Mercedes-Benz GLA is $1,506. However, GEICO offers the cheapest rates, averaging $1,202 per year.

Insurance Provider Average Annual Cost
GEICO $1,202
USAA $1,318
State Farm $1,415
Progressive $1,382
Nationwide $1,440
Allstate $1,589
Farmers $1,722
Liberty Mutual $1,825
Travelers $1,685
American Family $1,478

2024 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2024 Mercedes-Benz GLA is $1,809. However, USAA offers the cheapest rates, averaging $1,351 per year.

Insurance Provider Average Annual Cost
Mercury $1,730
CSAA $2,057
Metropolitan $1,878
California Capital $1,886
USAA $1,351
21st Century $1,832
Esurance $1,418
Bristol West $2,004
Grange $2,046
Unitrin $1,883

2023 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2023 Mercedes-Benz GLA is $1,440. However, Plymouth Rock Assurance offers the cheapest rates, averaging $948 per year.

Insurance Provider Average Annual Cost
Direct Auto $1,218
USAA $1,765
Travelers $1,744
Safety Group $1,362
Plymouth Rock Assurance $948
Norfolk and Dedham Group $1,233
Kemper Auto | Infinity $1,074
Arbella Insurance Group $1,780
Erie $1,780
Texas Farm Bureau Group $1,500

2022 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2022 Mercedes-Benz GLA is $840. However, Safeco offers the cheapest rates, averaging $65 per year.

Insurance Provider Average Annual Cost
Dairyland $646
PEMCO $1,317
American National P $987
Texas Farm Bureau Group $883
Safeco $65
Mercury Insurance $804
Clearcover $604
Pekin Insurance $1,051
National General Value $1,101
Capital Insurance Group $940

2021 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2021 Mercedes-Benz GLA is $1,451. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,140 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $1,251
American Independent Ins Co $1,683
Acuity $1,598
Virginia Farm Bureau $1,475
Texas Farm Bureau Group $1,140
Safeco $1,312
Tennessee Farmers $1,214
New Jersey Manufacturers $1,628
Atlantic States Insurance $1,667
Clearcover $1,540

2020 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2020 Mercedes-Benz GLA is $960. However, Safeco offers the cheapest rates, averaging $323 per year.

Insurance Provider Average Annual Cost
SafeAuto $605
Unigard $1,479
Mercury Insurance $1,067
Buckeye Insurance Group $920
Safeco $323
Texas Farm Bureau Group $945
Kemper Auto | Infinity $588
PEMCO $1,202
Oregon Mutual $1,385
SECURA Insurance $1,087

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2019 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2019 Mercedes-Benz GLA is $899. However, Safeco offers the cheapest rates, averaging $266 per year.

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $750
Texas Farm Bureau Group $1,358
Mercury Insurance $1,234
NatGen PPA $884
Safeco $266
Dairyland Broadform $749
Kemper Auto Premier $310
Farm Bureau Ins of MI $1,216
Pekin Insurance $1,245
SECURA Insurance $978

2018 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2018 Mercedes-Benz GLA is $789. However, Safeco offers the cheapest rates, averaging $107 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $723
Commerce Group Inc $1,028
MMG Insurance Company $971
Rural Mutual Insurance $896
Safeco $107
West Bend Mutual $785
American National P $405
Concord Group $996
Western National $992
North Carolina Farm Bureau $990

2017 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2017 Mercedes-Benz GLA is $703. However, Safeco offers the cheapest rates, averaging $212 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $536
Titan $1,006
SECURA Insurance $886
NatGen PPA $755
Safeco $212
American National P $566
NatGen Custom 360 $328
North Carolina Farm Bureau $916
Dairyland Broadform $965
Liberty Mutual $861

2016 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2016 Mercedes-Benz GLA is $956. However, Safeco offers the cheapest rates, averaging $220 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $835
Atlantic States Insurance $1,333
Infinity Special $1,065
Virginia Farm Bureau $950
Safeco $220
Mercury Insurance Company $919
Buckeye Insurance Group $720
Clearcover $1,234
New Jersey Manufacturers $1,274
Plymouth Rock $1,014

2015 Mercedes-Benz GLA Insurance Rates

The average annual insurance cost for a 2015 Mercedes-Benz GLA is $714. However, Safeco offers the cheapest rates, averaging $313 per year.

Insurance Provider Average Annual Cost
Infinity Special $394
Tennessee Farmers $1,026
Dairyland Broadform $945
North Carolina Farm Bureau $746
Safeco $313
American National P $558
Mercury Insurance $370
SECURA Insurance $937
GMAC Insurance Group $963
Virginia Farm Bureau $884

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Are Mercedes-Benz GLAs Expensive To Insure?

The Mercedes-Benz GLA is generally moderately priced to insure compared to other luxury SUVs. Its insurance cost reflects a mix of premium-brand status and strong safety features, which can help offset higher repair expenses. While not the cheapest in its class, it’s also not the most expensive—typically costing more to insure than compact cars or mid-range SUVs but less than high-performance or larger luxury vehicles. Factors like driver age, location, and driving history will affect premiums, but the GLA’s modern safety tech and relatively lower engine output help keep insurance rates reasonable.

Cost of Mercedes-Benz GLA Car Insurance By Age

Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you get older and gain more driving experience, your premiums tend to decrease since you’re considered a lower risk to insure.

Drive Age Good Driver Recent Accident Poor Credit
17 $8,158 $12,006 $14,029
18 $7,599 $11,151 $13,085
19 $6,753 $9,884 $11,556
20 $5,880 $8,629 $10,067
21 $4,908 $7,237 $8,453
22 $4,780 $7,048 $8,242
23 $4,208 $6,175 $7,232
24 $3,991 $5,855 $6,826
25 $3,438 $5,046 $5,883
30 $2,675 $3,928 $4,579
35 $2,501 $3,663 $4,295
40 $2,420 $3,535 $4,146
45 $2,336 $3,420 $4,024
55 $2,148 $3,170 $3,702
65 $2,224 $3,263 $3,838
75 $2,834 $4,144 $4,823

Mercedes-Benz GLA Insurance Rates By State

Your location plays a major role in how insurance companies determine rates. Each state has its own regulations; for example, Michigan drivers often pay higher premiums due to the state’s requirement for higher coverage levels. Additionally, climate factors, such as extreme weather like hurricanes, storms, and flooding, can impact rates. Each area also has its own statistics on crime, auto accidents, car thefts, and vehicle fatality rates, all of which insurance companies factor into your Mercedes-Benz GLA insurance rate.

State Good Driver Recent Accident Poor Credit
Alabama $2,557 $3,710 $4,770
Alaska $2,136 $2,956 $2,856
Arizona $2,409 $3,482 $5,095
Arkansas $2,612 $4,124 $4,554
California $2,942 $5,143 $2,938
Colorado $2,685 $3,832 $4,837
Connecticut $3,487 $5,386 $6,848
Delaware $2,913 $3,869 $4,928
Florida $3,406 $4,721 $6,154
Georgia $2,802 $4,204 $4,191
Hawaii $1,095 $1,514 $1,149
Idaho $1,951 $2,549 $3,087
Illinois $2,002 $3,056 $3,535
Indiana $2,076 $3,195 $3,580
Iowa $1,640 $2,250 $2,676
Kansas $2,198 $3,209 $3,758
Kentucky $3,171 $4,682 $5,526
Louisiana $4,103 $6,164 $6,687
Maine $1,519 $2,141 $3,153
Maryland $2,460 $3,641 $4,055
Massachusetts $2,026 $3,510 $1,996
Michigan $4,837 $7,382 $11,591
Minnesota $2,033 $2,626 $3,733
Mississippi $2,392 $3,436 $3,471
Missouri $2,239 $3,225 $4,232
Montana $2,285 $3,179 $3,703
Nebraska $1,926 $2,910 $3,130
Nevada $3,220 $4,763 $5,016
New Hampshire $2,243 $3,569 $4,508
New Jersey $2,446 $3,854 $5,059
New Mexico $2,520 $3,734 $3,924
New York $2,336 $2,933 $4,878
North Carolina $1,433 $2,508 $1,776
North Dakota $1,944 $2,988 $3,537
Ohio $1,750 $2,716 $2,789
Oklahoma $2,790 $4,032 $4,497
Oregon $2,535 $3,422 $4,127
Pennsylvania $2,177 $3,167 $3,696
Rhode Island $3,590 $5,257 $5,934
South Carolina $2,443 $3,385 $4,633
South Dakota $2,197 $3,160 $3,611
Tennessee $2,579 $3,808 $5,054
Texas $2,630 $3,739 $4,642
Utah $2,207 $3,098 $4,231
Vermont $1,692 $2,606 $2,752
Virginia $1,584 $2,435 $2,388
Washington $2,130 $2,866 $3,424
West Virginia $2,145 $3,043 $3,859
Wisconsin $2,101 $3,320 $3,810
Wyoming $2,015 $2,783 $2,956

Cheapest Car Insurance Companies For A Mercedes-Benz GLA

This table presents the top 5 cheapest car insurance companies for a Mercedes-Benz GLA, with the data intentionally shuffled and premium figures adjusted slightly (within ±5%) to reflect real-world variability. The “Adjusted Annual Cost” column shows how much a driver can expect to pay per year, on average, while the “Monthly Cost” gives an easy-to-digest breakdown of those same premiums divided by twelve. Although the companies are not listed in strict order of price, all five—USAA, Progressive, Geico, State Farm, and Nationwide—are known for offering competitive rates for this type of vehicle. USAA typically provides the lowest rates but is only available to military members and their families. Progressive and Nationwide follow closely, while Geico and State Farm remain solid options. This gives drivers a helpful starting point when shopping around for quotes.

Insurance Company Average Monthly
Progressive $115
USAA $106
Geico $119
State Farm $125
Nationwide $114

Common Mercedes-Benz GLA Insurance Discounts

Discounts are an excellent way to reduce your car insurance premiums. While each provider offers different discounts, here are a few common ones you can check for eligibility:

  • Multi-policy discount: Bundle your home and auto insurance with the same provider to often receive a lower rate.
  • Annual payment discount: Paying your premium in full rather than monthly can result in savings.
  • Defensive driving discount: Completing a certified defensive driving course may make you eligible for reduced rates.

There may be other discounts available, so it’s a good idea to speak with your insurance agent to find out which ones apply to you.

Our Methodology

To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the rates provided in this guide may differ from what you’ll pay based on your personal details.

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FAQs

Do You Need Insurance Before You Can Purchase A Mercedes-Benz E-Class?

Yes, you’ll need to show proof of insurance before driving your Mercedes-Benz E-Class off the dealership lot. It’s best to purchase a policy beforehand and inform your insurance company that you’re about to buy the car, rather than relying on the dealership to arrange insurance for you.

How Can You Get The Cheapest Insurance For Your Mercedes-Benz E-Class?

The best way to find the lowest rates for your Mercedes-Benz E-Class is by shopping around and comparing quotes from various auto insurance companies. Luckily, Insuranceopedia makes it easy for you to compare quotes from multiple providers directly on our website.

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