Mercedes-Benz Metris Car Insurance Cost 2025
Getting insurance for a Mercedes-Benz Metris typically costs $1,709 per year, on average. However, the exact cost can vary depending on factors such as your age, the model year of your car, and other individual considerations. To get a more accurate estimate of your specific costs, you can use our quote tables below.
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If you’re thinking about buying a Mercedes-Benz Metris, you’ll need to factor in the cost of insurance. On average, insurance for a Mercedes-Benz Metris costs $1,709 per year. Insurance is a big part of owning a car, and it’s crucial to understand the details before making a purchase.
Choosing the wrong car insurance could lead to unexpected and potentially costly surprises later on. It’s important to make sure you have adequate coverage in case of an accident, so you’re not left with large out-of-pocket expenses. Plus, if you’re at fault in an accident, your insurance premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can all play a significant role in determining your insurance premiums.
How Much Does Mercedes-Benz Metris Car Insurance Cost?
Typically, Mercedes-Benz Metris drivers can find car insurance at an average rate of $1,709 per year. However, this cost can vary based on factors like your driving history, location, and the specific coverage options you choose.
While Mercury’s price serves as a useful point of reference, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record often results in lower premiums, while a record of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with lighter traffic. The type of coverage you opt for also influences your premium—comprehensive insurance, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
Average Insurance Cost Of Mercedes-Benz Metris By Model Year
| Model Year | Average Premium |
| 2024 Mercedes-Benz Metris | $2,266 |
| 2022 Mercedes-Benz Metris | $2,903 |
| 2021 Mercedes-Benz Metris | $1,914 |
| 2020 Mercedes-Benz Metris | $5,347 |
| 2019 Mercedes-Benz Metris | $1,599 |
| 2018 Mercedes-Benz Metris | $1,362 |
| 2017 Mercedes-Benz Metris | $2,133 |
| 2016 Mercedes-Benz Metris | $1,009 |
2024 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz Metris is $2,266. However, Mercury offers the cheapest rates, averaging $1,709 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,709 |
| Farmers | $2,052 |
| California Capital | $2,103 |
| CSAA | $2,136 |
| Alliance United | $2,128 |
| Grange | $2,459 |
| USAA | $2,500 |
| Erie | $2,494 |
| Hartford | $2,526 |
| Metropolitan | $2,552 |
2022 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz Metris is $2,903. However, Hanover offers the cheapest rates, averaging $768 per year.
| Insurance Provider | Average Annual Cost |
| Encompass | $5,892 |
| USAA | $1,996 |
| Travelers | $3,584 |
| Esurance | $3,806 |
| Erie | $1,500 |
| Hanover | $768 |
| Nationwide | $2,813 |
| State Farm | $2,479 |
| Allstate | $3,290 |
2021 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz Metris is $2,903. However, 21st Century offers the cheapest rates, averaging $1,679 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,700 |
| Allstate | $2,276 |
| Esurance | $2,116 |
| CSAA | $1,851 |
| Unitrin | $1,538 |
| USAA | $1,764 |
| 21st Century | $1,679 |
| California Capital | $2,098 |
| Grange | $2,162 |
| Farmers | $1,951 |
2020 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz Metris is $5,347. However, Metropolitan offers the cheapest rates, averaging $1,534 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $6,721 |
| Sentry | $2,385 |
| Clearcover | $8,738 |
| Metropolitan | $1,534 |
| NatGen Value | $7,355 |
Find Affordable Mercedes-Benz Metris Insurance Rates
2019 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz Metris is $1,599. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,134 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,512 |
| CSAA | $1,857 |
| Republic Indemnity | $1,765 |
| Unitrin | $1,517 |
| Texas Farm Bureau Group | $1,134 |
| Chubb | $1,535 |
| Nationwide | $1,416 |
| State Farm | $1,795 |
| Encompass | $1,809 |
| 21st Century | $1,647 |
2018 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz Metris is $1,362. However, SECURA Insurance offers the cheapest rates, averaging $786 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $993 |
| Allstate | $1,834 |
| Nationwide | $1,594 |
| Hastings Mutual Insurance Co | $1,334 |
| SECURA Insurance | $786 |
| Penn National | $1,174 |
| USAA | $940 |
| MEEMIC Insurance Company | $1,672 |
| Chubb | $1,788 |
| State Farm | $1,500 |
2017 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz Metris is $2,133. However, Direct Auto offers the cheapest rates, averaging $778 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,329 |
| Erie | $3,314 |
| Nationwide | $2,821 |
| USAA | $2,249 |
| Direct Auto | $778 |
| Country | $1,465 |
| Auto-Owners Insurance Co | $1,182 |
| Southern Ins Co of Virginia | $2,940 |
| New York Central Mutual Fire | $2,997 |
| Metropolitan | $2,250 |
2016 Mercedes-Benz Metris Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz Metris is $1,009. However, USAA offers the cheapest rates, averaging $681 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $825 |
| Encompass | $1,241 |
| Acuity | $1,107 |
| Auto-Owners Insurance Co | $1,032 |
| USAA | $681 |
| Erie | $957 |
| State Farm | $796 |
| Rockford Mutual Insurance | $1,162 |
| Metropolitan | $1,206 |
| Hastings Mutual Insurance Co | $1,081 |
Find Affordable Mercedes-Benz Metris Insurance Rates
Cost of Mercedes-Benz Metris Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle. Teenagers generally face the highest premiums due to their higher likelihood of being involved in accidents. However, as drivers gain more experience and maintain a clean record, their insurance costs tend to decrease, reflecting their lower risk to insurers.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,634 | $11,203 | $13,073 |
| 18 | $7,081 | $10,410 | $12,214 |
| 19 | $6,249 | $9,228 | $10,773 |
| 20 | $5,445 | $8,073 | $9,401 |
| 21 | $4,587 | $6,697 | $7,901 |
| 22 | $4,466 | $6,569 | $7,657 |
| 23 | $3,880 | $5,720 | $6,709 |
| 24 | $3,698 | $5,445 | $6,365 |
| 25 | $3,205 | $4,720 | $5,540 |
| 30 | $2,485 | $3,672 | $4,307 |
| 35 | $2,346 | $3,451 | $4,042 |
| 40 | $2,248 | $3,302 | $3,830 |
| 45 | $2,186 | $3,192 | $3,742 |
| 55 | $2,034 | $2,946 | $3,451 |
| 65 | $2,113 | $3,050 | $3,636 |
| 75 | $2,646 | $3,878 | $4,540 |
Mercedes-Benz Metris Car Insurance Rates By State
Your location plays a crucial role in determining car insurance rates. Each state has its own auto insurance regulations, which can impact the cost of coverage. For example, Michigan drivers often pay higher premiums due to the state’s mandatory high coverage levels. Additionally, climate conditions vary by region, with some states experiencing extreme weather events like hurricanes, storms, and flooding, which can increase insurance costs. Crime and accident statistics also influence rates, as areas with higher instances of car thefts, crashes, or vehicle-related fatalities tend to have more expensive premiums. Insurance providers consider all these factors when calculating the cost of insuring a Mercedes-Benz Metris.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,383 | $3,473 | $4,406 |
| Alaska | $1,973 | $2,695 | $2,677 |
| Arizona | $2,246 | $3,233 | $4,728 |
| Arkansas | $2,458 | $3,846 | $4,250 |
| California | $2,676 | $4,786 | $2,721 |
| Colorado | $2,543 | $3,517 | $4,509 |
| Connecticut | $3,241 | $4,989 | $6,356 |
| Delaware | $2,660 | $3,567 | $4,581 |
| Florida | $3,185 | $4,416 | $5,773 |
| Hawaii | $1,036 | $1,371 | $1,021 |
| Idaho | $1,820 | $2,388 | $2,913 |
| Illinois | $1,887 | $2,887 | $3,288 |
| Indiana | $1,957 | $2,978 | $3,325 |
| Iowa | $1,551 | $2,075 | $2,444 |
| Kansas | $2,048 | $3,030 | $3,508 |
| Kentucky | $2,955 | $4,362 | $5,149 |
| Louisiana | $3,792 | $5,767 | $6,223 |
| Maine | $1,418 | $1,983 | $2,941 |
| Maryland | $2,363 | $3,360 | $3,769 |
| Massachusetts | $1,829 | $3,273 | $1,894 |
| Michigan | $4,537 | $6,850 | $10,832 |
| Minnesota | $1,832 | $2,486 | $3,499 |
| Mississippi | $2,205 | $3,176 | $3,204 |
| Missouri | $2,114 | $3,045 | $3,962 |
| Montana | $2,113 | $3,008 | $3,485 |
| Nebraska | $1,774 | $2,662 | $2,917 |
| Nevada | $2,991 | $4,435 | $4,718 |
| New Hampshire | $2,088 | $3,273 | $4,176 |
| New Jersey | $2,291 | $3,598 | $4,710 |
| New Mexico | $2,328 | $3,465 | $3,620 |
| New York | $2,153 | $2,733 | $4,546 |
| North Carolina | $1,319 | $2,325 | $1,648 |
| North Dakota | $1,838 | $2,772 | $3,311 |
| Ohio | $1,665 | $2,538 | $2,627 |
| Oklahoma | $2,647 | $3,732 | $4,240 |
| Oregon | $2,384 | $3,201 | $3,837 |
| Pennsylvania | $2,024 | $2,907 | $3,432 |
| Rhode Island | $3,347 | $4,913 | $5,536 |
| South Carolina | $2,249 | $3,158 | $4,397 |
| South Dakota | $2,057 | $2,922 | $3,400 |
| Tennessee | $2,398 | $3,532 | $4,720 |
| Texas | $2,415 | $3,475 | $4,335 |
| Utah | $2,024 | $2,922 | $3,970 |
| Vermont | $1,589 | $2,477 | $2,556 |
| Virginia | $1,495 | $2,308 | $2,245 |
| Washington | $1,956 | $2,705 | $3,191 |
| West Virginia | $1,996 | $2,829 | $3,549 |
| Wisconsin | $1,963 | $3,121 | $3,519 |
| Wyoming | $1,885 | $2,566 | $2,752 |
| Georgia | $2,594 | $3,887 | $3,946 |
Common Mercedes-Benz Metris Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance costs. Many insurance providers offer various discounts, and checking your eligibility can help you save money. Common discounts include multi-policy discounts, which apply when you bundle your home and auto insurance with the same provider, paying annually, which offers savings for paying your full premium upfront instead of in monthly installments, and defensive driving discounts, available to those who complete an accredited defensive driving course. Additionally, there may be other discounts specific to your provider, so consulting with your insurance agent can help you find and maximize potential savings.
Compare Mercedes-Benz Metris Other Mercedes Models
Looking for other Mercedes model insurance costs?
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Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was based on a 40-year-old male driver purchasing a full-coverage policy with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, individual insurance rates may vary depending on personal factors such as age, location, driving history, and the specific coverage options selected.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz Metris?
Yes, you must provide proof of insurance before driving your Mercedes-Benz Metris off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming vehicle purchase. This ensures you have coverage ready when you finalize the deal, rather than relying on insurance options provided by the dealership.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz Metris?
The most effective way to secure the lowest insurance rates for your Mercedes-Benz Metris is to shop around and compare quotes from various auto insurance providers. Fortunately, Insuranceopedia simplifies this process by allowing you to compare multiple quotes directly on their website, helping you find the best deal for your coverage needs.
