Mercedes-Benz Car Insurance: How Much Is Mercedes-Benz Insurance? 2024
On average, insuring a Mercedes-Benz costs $265 per month, which adds up to about $3,180 each year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Mercedes-Benz, founded in 1926, is a German automaker known for its luxury, performance, and cutting-edge technology in a wide range of premium cars, SUVs, and commercial vehicles. The cost of insuring a Mercedes-Benz varies based on several factors. Key elements include your age, driving history, and where you live car insurance Insurance companies use this information to evaluate the risk of covering your Mercedes-Benz and determine your premium. The average cost to insure a Mercedes-Benz is $3,180 per year.
How Much Does Mercedes-Benz Insurance Cost?
The average monthly cost to insure a Mercedes-Benz is $265, totaling approximately $3,180 annually. However, your insurance premium can vary based on factors such as your age, location, driving history, and the specific model of your Mercedes-Benz.
Average Mercedes-Benz Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Mercedes-Benz, across all models, is $3,180 per year.
The Mercedes-Benz Metris is the cheapest model to insure, at $2,247 per year. On the other hand, the Mercedes-Benz S-Class is the most expensive, at an average of $4,929 per year.
Use the table below to compare insurance rates for Mercedes-Benz models.
| Mercedes-Benz Model | Average Yearly Insurance Cost |
| Mercedes-Benz A-Class | $2,591 |
| Mercedes-Benz C-Class | $2,568 |
| Mercedes-Benz CLA-Class | $2,923 |
| Mercedes-Benz CLS-Class | $4,506 |
| Mercedes-Benz E-Class | $3,783 |
| Mercedes-Benz G-Class | $4,844 |
| Mercedes-Benz GLA-Class | $2,404 |
| Mercedes-Benz GLC-Class | $2,443 |
| Mercedes-Benz GLE-Class | $2,927 |
| Mercedes-Benz GLS-Class | $3,083 |
| Mercedes-Benz Metris | $2,247 |
| Mercedes-Benz S-Class | $4,929 |
| Mercedes-Benz SL-Class | $2,921 |
| Mercedes-Benz Sprinter | $2,354 |
Keep in mind that these numbers are just averages. The actual cost can change based on your location, age, driving record, and the coverage you select.
¿Are Mercedes-Benz Expensive To Insure?
The national average car insurance cost is $156 per month, whereas insuring a Mercedes-Benz averages $265 per month across all models—a notably higher amount. That said, insurance premiums are typically determined by the specific model rather than the brand as a whole, so it’s important to get quotes tailored to your vehicle.
Mercedes-Benz A-Class Insurance Cost
The average cost of insuring a Mercedes-Benz A-Class across all model years, is $1,233 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz A-Class | $1,249 |
| 2022 Mercedes-Benz A-Class | $1,048 |
| 2021 Mercedes-Benz A-Class | $1,311 |
| 2020 Mercedes-Benz A-Class | $1,346 |
| 2019 Mercedes-Benz A-Class | $1,209 |
Mercedes-Benz C-Class Insurance Cost
The average cost of insuring a Mercedes-Benz C-Class across all model years, is $1,458 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz C-Class | $1,810 |
| 2023 Mercedes-Benz C-Class | $1,959 |
| 2022 Mercedes-Benz C-Class | $1,398 |
| 2021 Mercedes-Benz C-Class | $1,000 |
| 2020 Mercedes-Benz C-Class | $1,121 |
Mercedes-Benz CLA Insurance Cost
The average cost of insuring a Mercedes-Benz CLA across all model years, is $1,984 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz CLA | $2,312 |
| 2023 Mercedes-Benz CLA | $2,645 |
| 2022 Mercedes-Benz CLA | $1,992 |
| 2021 Mercedes-Benz CLA | $1,648 |
| 2020 Mercedes-Benz CLA | $1,325 |
Mercedes-Benz CLS Insurance Cost
The average cost of insuring a Mercedes-Benz CLS across all model years, is $2,748 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz CLS | $4,359 |
| 2023 Mercedes-Benz CLS | $4,264 |
| 2022 Mercedes-Benz CLS | $1,606 |
| 2021 Mercedes-Benz CLS | $1,606 |
| 2020 Mercedes-Benz CLS | $1,904 |
Mercedes-Benz E Insurance Cost
The average cost of insuring a Mercedes-Benz E across all model years, is $2,431 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz E | $4,020 |
| 2023 Mercedes-Benz E | $3,762 |
| 2022 Mercedes-Benz E | $1,321 |
| 2021 Mercedes-Benz E | $1,727 |
| 2020 Mercedes-Benz E | $1,327 |
Mercedes-Benz G Insurance Cost
The average cost of insuring a Mercedes-Benz G across all model years, is $3,210 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz G | $2,969 |
| 2023 Mercedes-Benz G | $3,718 |
| 2022 Mercedes-Benz G | $2,719 |
| 2021 Mercedes-Benz G | $3,637 |
| 2020 Mercedes-Benz G | $3,007 |
Mercedes-Benz GLA Insurance Cost
The average cost of insuring a Mercedes-Benz GLA across all model years, is $1,300 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz GLA | $1,809 |
| 2023 Mercedes-Benz GLA | $1,440 |
| 2022 Mercedes-Benz GLA | $840 |
| 2021 Mercedes-Benz GLA | $1,451 |
| 2020 Mercedes-Benz GLA | $960 |
Mercedes-Benz GLC Insurance Cost
The average cost of insuring a Mercedes-Benz GLC across all model years, is $1,180 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz GLC | $2,052 |
| 2023 Mercedes-Benz GLC | $1,253 |
| 2022 Mercedes-Benz GLC | $772 |
| 2021 Mercedes-Benz GLC | $861 |
| 2020 Mercedes-Benz GLC | $960 |
Mercedes-Benz GLC Insurance Cost
The average cost of insuring a Mercedes-Benz GLC across all model years, is $1,180 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz GLC | $2,052 |
| 2023 Mercedes-Benz GLC | $1,253 |
| 2022 Mercedes-Benz GLC | $772 |
| 2021 Mercedes-Benz GLC | $861 |
| 2020 Mercedes-Benz GLC | $960 |
Mercedes-Benz GLE Insurance Cost
The average cost of insuring a Mercedes-Benz GLE across all model years, is $1,609 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz GLE | $2,560 |
| 2023 Mercedes-Benz GLE | $1,203 |
| 2022 Mercedes-Benz GLE | $1,596 |
| 2021 Mercedes-Benz GLE | $1,361 |
| 2020 Mercedes-Benz GLE | $1,326 |
Mercedes-Benz GLS Insurance Cost
The average cost of insuring a Mercedes-Benz GLS across all model years, is $1,609 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz GLS | $2,560 |
| 2023 Mercedes-Benz GLE | $1,203 |
| 2022 Mercedes-Benz GLE | $1,596 |
| 2021 Mercedes-Benz GLE | $1,361 |
| 2020 Mercedes-Benz GLE | $1,326 |
Mercedes-Benz Metris Insurance Cost
The average cost of insuring a Mercedes-Benz Metris across all model years, is $2,806 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz Metris | $2,266 |
| 2022 Mercedes-Benz Metris | $2,903 |
| 2021 Mercedes-Benz Metris | $1,914 |
| 2020 Mercedes-Benz Metris | $5,347 |
| 2019 Mercedes-Benz Metris | $1,599 |
Mercedes-Benz S Insurance Cost
The average cost of insuring a Mercedes-Benz S across all model years, is $3,817 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz S | $5,462 |
| 2023 Mercedes-Benz S | $5,353 |
| 2022 Mercedes-Benz S | $2,574 |
| 2021 Mercedes-Benz S | $3,315 |
| 2020 Mercedes-Benz S | $2,380 |
Mercedes-Benz S Insurance Cost
The average cost of insuring a Mercedes-Benz S across all model years, is $3,817 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz S | $5,462 |
| 2023 Mercedes-Benz S | $5,353 |
| 2022 Mercedes-Benz S | $2,574 |
| 2021 Mercedes-Benz S | $3,315 |
| 2020 Mercedes-Benz S | $2,380 |
Mercedes-Benz SL Insurance Cost
The average cost of insuring a Mercedes-Benz S across all model years, is $4,579 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Mercedes-Benz SL | $5,695 |
| 2020 Mercedes-Benz SL | $5,689 |
| 2019 Mercedes-Benz SL | $5,689 |
| 2018 Mercedes-Benz SL | $3,315 |
| 2017 Mercedes-Benz SL | $2,505 |
Cheapest Car Insurance Companies For Mercedes-Benz
The cost of your Mercedes-Benz car insurance policy will depend on the company that you choose. State Farm offers the cheapest rates for insuring a Mercedes-Benz, at $2,022 per year.
Use the table below to compare cheap full-coverage rates for a Mercedes-Benz.
| Company | Average Annual Premium |
| State Farm | $2,022 |
| Progressive | $4,258 |
| GEICO | $2,477 |
| Allstate | $5,168 |
| Nationwide | $2,547 |
Mercedes-Benz Car Insurance Cost – By Driver Age
The rates you pay to insure a Mercedes-Benz will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $11,134 |
| 18 | $10,380 |
| 19 | $9,174 |
| 20 | $8,000 |
| 21 | $6,722 |
| 22 | $6,523 |
| 23 | $5,717 |
| 24 | $5,427 |
| 25 | $4,681 |
| 30 | $3,638 |
| 35 | $3,413 |
| 40 | $3,288 |
| 45 | $3,216 |
| 55 | $2,939 |
| 65 | $3,052 |
| 75 | $3,876 |
Average Mercedes-Benz Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $224 |
| State Farm | $189 |
| Progressive | $567 |
| Allstate | $514 |
| Nationwide | $269 |
| Average | $340 |
| USAA | $305 |
Average Mercedes-Benz Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,470 |
| Alaska | $2,890 |
| Arizona | $3,270 |
| Arkansas | $3,560 |
| California | $3,990 |
| Colorado | $3,710 |
| Connecticut | $4,730 |
| Delaware | $3,920 |
| Florida | $4,670 |
| Hawaii | $1,530 |
| Idaho | $2,630 |
| Illinois | $2,780 |
| Indiana | $2,840 |
| Iowa | $2,240 |
| Kansas | $3,010 |
| Kentucky | $4,320 |
| Louisiana | $5,550 |
| Maine | $2,120 |
| Maryland | $3,420 |
| Massachusetts | $2,710 |
| Michigan | $6,570 |
| Minnesota | $2,700 |
| Mississippi | $3,280 |
| Missouri | $3,090 |
| Montana | $3,120 |
| Nebraska | $2,640 |
| Nevada | $4,360 |
| New Hampshire | $3,050 |
| New Jersey | $3,340 |
| New Mexico | $3,430 |
| New York | $3,160 |
| North Carolina | $1,970 |
| North Dakota | $2,690 |
| Ohio | $2,400 |
| Oklahoma | $3,810 |
| Oregon | $3,500 |
| Pennsylvania | $2,940 |
| Rhode Island | $4,900 |
| South Carolina | $3,330 |
| South Dakota | $2,980 |
| Tennessee | $3,510 |
| Texas | $3,520 |
| Utah | $3,020 |
| Vermont | $2,310 |
| Virginia | $2,200 |
| Washington | $2,880 |
| West Virginia | $2,890 |
| Wisconsin | $2,900 |
| Wyoming | $2,690 |
| Georgia | $3,810 |
How To Save Money On Mercedes-Benz Car Insurance?
Owning a Mercedes-Benz involves several costs, with car insurance being one of the largest. But there are ways to cut down on your insurance expenses. Here’s how:
Maintain a Clean Driving Record
Insurance companies consider your driving history very important when setting your premium. By staying accident-free and avoiding traffic tickets, you demonstrate to insurers that you’re a lower-risk driver, which can greatly reduce your insurance costs.
Bundle Your Policies
Many insurance companies provide discounts if you bundle different policies, such as home and auto insurance. This not only makes managing your insurance easier but also helps you save on premiums.
Raise Your Deductible
Raising your deductible, which is the amount you pay before your insurance starts covering costs, can reduce your premium. Just make sure you can afford the higher deductible if you have an accident.
Install Safety Features
Mercedes-Benz cars have many safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
Take Advantage of Discounts
Insurance companies frequently provide discounts for being a good student, having a clean driving record, or completing a defensive driving course. Be sure to ask your insurer about any discounts you may be eligible for.
Shop Around
Insurance premiums can differ significantly among various providers. It’s crucial to compare quotes and select the insurer that gives you the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Mercedes-Benz frequently, consider usage-based insurance. This type of policy adjusts your premium based on how much you drive, which could save you money if your Mercedes-Benz isn’t your primary vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Mercedes-Benz Model To Insure?
At $4,929 per year, the Mercedes-Benz S-Class is the most expensive Mercedes-Benz model for car insurance.
What Is The Cheapest Lincoln Model To Insure?
The Mercedes-Benz Metris is the cheapest model for car insurance, at $2,247 per year.
