Mercedes-Benz SL Car Insurance Cost 2025
Getting insurance for a Mercedes-Benz SL costs an average of $2,587 per year. However, the exact cost can vary depending on factors such as your age, the model year of the car, and other personal considerations. You can use our quote tables below to get an estimate of your specific insurance costs.
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If you’re considering purchasing a Mercedes-Benz SL, it’s essential to consider the cost of insurance. On average, insurance for a Mercedes-Benz SL costs $2,587 per year. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is vital to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid significant out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve observed the considerable variation in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Mercedes-Benz SL Car Insurance Cost?
Typically, Mercedes-Benz SL drivers can find car insurance at an average rate of $2,587 per year. However, the exact cost will depend on various factors such as your age, driving history, location, and the specific coverage options you choose.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage. As you can see from the table below, the cost of insurance for a Mercedes-Benz SL is higher compared to the average cost of all Mercedes models. However, it is more expensive than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Mercedes-Benz SL | $207 |
| All Mercedes | $194 |
| All Cars | $175 |
Average Insurance Cost Of Mercedes-Benz SL By Model Year
| Model Year | Average Premium |
| 2024 Mercedes-Benz SL | $5,695 |
| 2020 Mercedes-Benz SL | $5,689 |
| 2019 Mercedes-Benz SL | $2,303 |
| 2017 Mercedes-Benz SL | $2,505 |
| 2016 Mercedes-Benz SL | $4,933 |
| 2015 Mercedes-Benz SL | $1,863 |
| 2014 Mercedes-Benz SL | $1,678 |
| 2013 Mercedes-Benz SL | $1,996 |
| 2011 Mercedes-Benz SL | $1,410 |
2024 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz SL is $5,695. However, Penn National offers the cheapest rates, averaging $2,587 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $2,587 |
| New Jersey Manufacturers | $2,883 |
| State Farm | $3,335 |
| Allied | $4,020 |
| Allstate | $5,897 |
| United Automobile Ins Group | $6,308 |
| Mercury | $6,476 |
| Encompass | $7,293 |
| Metropolitan | $8,889 |
| Direct General Insurance | $9,264 |
2020 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz SL is $5,689. However, Penn National offers the cheapest rates, averaging $2,579 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $3,330 |
| Direct General Insurance | $9,251 |
| Mercury | $6,513 |
| Allstate | $5,876 |
| Penn National | $2,579 |
| Allied | $4,012 |
| New Jersey Manufacturers | $2,832 |
| Encompass | $7,272 |
| Metropolitan | $8,904 |
| United Automobile Ins Group | $6,325 |
2019 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz SL is $2,303. However, Nationwide offers the cheapest rates, averaging $739 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,863 |
| Encompass | $3,849 |
| State Farm | $2,629 |
| Auto-Owners Insurance Co | $1,987 |
| Nationwide | $739 |
| Country | $1,871 |
| Central Mutual Insurance Co | $1,717 |
| Mercury | $2,889 |
| Metropolitan | $3,098 |
| Mercury Insurance | $2,384 |
2017 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz SL is $2,505. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $1,870 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $2,152 |
| Travelers | $2,889 |
| Auto Club | $2,719 |
| State Farm | $2,703 |
| Farm Bureau Mutual (IA Group) | $1,870 |
| California Capital | $2,420 |
| Mercury | $2,011 |
| Hartford | $2,724 |
| Grange | $2,869 |
| Farmers | $2,690 |
Find Affordable Mercedes-Benz SL Insurance Rates
2016 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz SL is $4,933. However, Liberty Mutual offers the cheapest rates, averaging $3,397 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $7,458 |
| Allied | $3,736 |
| Liberty Mutual | $3,397 |
| Direct General Insurance | $6,703 |
| State Farm | $3,414 |
| Allstate | $5,132 |
| United Automobile Ins Group | $4,166 |
| Mercury | $5,457 |
2015 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz SL is $1,863. However, Mississippi Farm Bureau offers the cheapest rates, averaging $1,169 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,642 |
| State Farm | $2,306 |
| Mercury | $2,144 |
| USAA | $2,075 |
| New York Central Mutual Fire | $978 |
| Erie | $1,890 |
| Mississippi Farm Bureau | $1,169 |
| Shelter | $2,178 |
| Allied | $2,160 |
| Farmers | $2,086 |
2014 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz SL is $1,678. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $1,229 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,391 |
| 21st Century | $2,006 |
| American Family | $1,850 |
| California Capital | $1,719 |
| Mercury Insurance | $1,256 |
| Auto-Owners Insurance Co | $1,616 |
| Farm Bureau Mutual (IA Group) | $1,229 |
| State Farm | $1,938 |
| Nationwide | $1,915 |
| West Bend Mutual | $1,861 |
2013 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2013 Mercedes-Benz SL is $1,996. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,177 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,858 |
| National General | $2,543 |
| Auto-Owners Insurance Co | $2,155 |
| National General Value | $2,077 |
| Texas Farm Bureau Group | $1,177 |
| State Farm | $1,862 |
| Nationwide | $1,780 |
| Travelers | $2,200 |
| Republic Indemnity | $2,190 |
| Erie | $2,121 |
2011 Mercedes-Benz SL Insurance Rates
The average annual insurance cost for a 2011 Mercedes-Benz SL is $1,410. However, Texas Farm Bureau Group offers the cheapest rates, averaging $667 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,083 |
| State Farm | $1,890 |
| Auto-Owners Insurance Co | $1,673 |
| Nationwide | $1,480 |
| Texas Farm Bureau Group | $667 |
| Liberty Mutual | $1,161 |
| Atlantic States Insurance | $1,046 |
| California Capital | $1,666 |
| Plymouth Rock | $1,809 |
| Esurance | $1,621 |
Find Affordable Mercedes-Benz SL Insurance Rates
Is A Mercedes-Benz SL Expensive To Insure?
The cost to insure a Mercedes-Benz SL is higher than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, the age of your car, your location, driving history, and the level of coverage you choose. By shopping around and comparing quotes, you can find the most affordable option that fits your specific needs and profile.
Cost of Mercedes-Benz Sprinter Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums due to their higher involvement in accidents and a lack of driving experience. As you get older, your premiums generally decrease, as you’re considered a lower risk for accidents, especially if you maintain a clean driving record. Insurers typically see drivers in their 30s to 50s as the most responsible, resulting in lower rates for these age groups.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,892 | $14,513 | $16,939 |
| 18 | $9,168 | $13,486 | $15,787 |
| 19 | $8,165 | $11,895 | $13,965 |
| 20 | $7,086 | $10,430 | $12,192 |
| 21 | $5,913 | $8,699 | $10,240 |
| 22 | $5,804 | $8,469 | $9,919 |
| 23 | $5,043 | $7,427 | $8,687 |
| 24 | $4,794 | $7,062 | $8,215 |
| 25 | $4,149 | $6,092 | $7,154 |
| 30 | $3,218 | $4,716 | $5,546 |
| 35 | $3,007 | $4,433 | $5,181 |
| 40 | $2,938 | $4,299 | $5,042 |
| 45 | $2,840 | $4,160 | $4,879 |
| 55 | $2,591 | $3,802 | $4,453 |
| 65 | $2,697 | $4,000 | $4,677 |
| 75 | $3,409 | $5,060 | $5,874 |
Mercedes-Benz Sprinter Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state has its own regulations, with some, like Michigan, requiring higher levels of coverage, leading to higher premiums. Additionally, your location’s climate impacts your rates—states that experience extreme weather conditions, such as hurricanes, storms, or flooding, may face higher insurance costs due to the increased risk of damage.
Insurance companies also consider regional factors like crime rates, auto theft statistics, and the frequency of car accidents in your area. If you live in a high-risk area for accidents or theft, you could see higher premiums. These location-specific factors are essential for determining your final insurance rate for a Mercedes-Benz SL.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,126 | $4,485 | $5,704 |
| Alaska | $2,512 | $3,546 | $3,431 |
| Arizona | $2,874 | $4,214 | $6,104 |
| Arkansas | $3,203 | $4,993 | $5,508 |
| California | $3,525 | $6,226 | $3,509 |
| Colorado | $3,283 | $4,629 | $5,794 |
| Connecticut | $4,220 | $6,498 | $8,262 |
| Delaware | $3,491 | $4,650 | $5,932 |
| Florida | $4,127 | $5,697 | $7,473 |
| Hawaii | $1,362 | $1,854 | $1,351 |
| Idaho | $2,308 | $3,088 | $3,796 |
| Illinois | $2,440 | $3,727 | $4,255 |
| Indiana | $2,487 | $3,853 | $4,324 |
| Iowa | $2,006 | $2,739 | $3,213 |
| Kansas | $2,649 | $3,866 | $4,531 |
| Kentucky | $3,839 | $5,634 | $6,653 |
| Louisiana | $4,946 | $7,419 | $8,068 |
| Maine | $1,853 | $2,573 | $3,766 |
| Maryland | $3,034 | $4,395 | $4,866 |
| Massachusetts | $2,455 | $4,237 | $2,419 |
| Michigan | $5,830 | $8,896 | $14,046 |
| Minnesota | $2,402 | $3,210 | $4,500 |
| Mississippi | $2,911 | $4,122 | $4,175 |
| Missouri | $2,711 | $3,884 | $5,156 |
| Montana | $2,757 | $3,879 | $4,534 |
| Nebraska | $2,367 | $3,502 | $3,739 |
| Nevada | $3,869 | $5,751 | $6,059 |
| New Hampshire | $2,695 | $4,275 | $5,372 |
| New Jersey | $2,956 | $4,638 | $6,098 |
| New Mexico | $2,999 | $4,498 | $4,703 |
| New York | $2,791 | $3,504 | $5,903 |
| North Carolina | $1,734 | $3,006 | $2,126 |
| North Dakota | $2,355 | $3,618 | $4,278 |
| Ohio | $2,098 | $3,265 | $3,356 |
| Oklahoma | $3,393 | $4,878 | $5,459 |
| Oregon | $3,105 | $4,112 | $4,952 |
| Pennsylvania | $2,591 | $3,795 | $4,466 |
| Rhode Island | $4,347 | $6,398 | $7,159 |
| South Carolina | $2,951 | $4,111 | $5,647 |
| South Dakota | $2,628 | $3,790 | $4,413 |
| Tennessee | $3,135 | $4,557 | $6,109 |
| Texas | $3,138 | $4,518 | $5,638 |
| Utah | $2,647 | $3,722 | $5,125 |
| Vermont | $2,011 | $3,122 | $3,299 |
| Virginia | $1,932 | $2,964 | $2,914 |
| Washington | $2,562 | $3,428 | $4,161 |
| West Virginia | $2,559 | $3,677 | $4,599 |
| Wisconsin | $2,537 | $3,992 | $4,544 |
| Wyoming | $2,401 | $3,328 | $3,553 |
| Georgia | $3,351 | $5,059 | $5,075 |
Find Affordable Mercedes-Benz SL Insurance Rates
Cheapest Car Insurance Companies For A Mercedes-Benz SL
If you’re looking for the most affordable car insurance for your Mercedes-Benz SL, MetroMile offers a competitive rate at $31 per month, making them the cheapest provider on average. However, keep in mind that insurance premiums can vary depending on factors such as your age, driving history, and location. The best way to secure the most affordable rate for your specific profile is to shop around and compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| MetLife | $37 |
| Amica | $45 |
| Mercury | $42 |
| MetroMile | $31 |
| Esurance | $60 |
Common Mercedes-Benz SL Insurance Discounts
Discounts are a great way to reduce your car insurance premiums. Many auto insurance providers offer a variety of discounts, and here are a few common ones you can check your eligibility for:
- Multi-policy discount: Bundle your home and auto insurance with the same provider to receive a reduced rate.
- Pay annually: If you pay your premium in full upfront, you may qualify for a discount compared to paying monthly installments.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for lower rates.
There are often other discounts you might be eligible for. It’s a good idea to speak with your insurance agent to explore all the available options.
Ways To Save On Mercedes-Benz SL Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Mercedes-Benz SL insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums. For instance, Mercedes-Benz SL drivers with a speeding ticket on their record can expect to pay around $68 per month, while those with multiple accidents may face premiums averaging $159 per month. Additionally, drivers who log fewer miles each year tend to pay less for insurance. For example, those driving between 7,501 and 10,000 miles annually can expect to pay around $89 per month, while drivers exceeding 10,000 miles per year will pay about $76 per month. By maintaining a clean driving history and keeping your mileage low, you can potentially reduce your insurance costs.
Compare Mercedes-Benz SL To Other Mercedes Models
Looking for other Mercedes model insurance costs?
- Mercedes-Benz B250 Car Insurance
- Mercedes-Benz C Car Insurance
- Mercedes-Benz CLA Car Insurance
- Mercedes-Benz CLS Car Insurance
- Mercedes-Benz E-Class Car Insurance
- Mercedes-Benz G Car Insurance
- Mercedes-Benz GLA Car Insurance
- Mercedes-Benz GLB 250 Car Insurance
- Mercedes-Benz GLC Coupe Car Insurance
- Mercedes-Benz GLE Car Insurance
- Mercedes-Benz GLS Car Insurance
- Mercedes-Benz S-Class Car Insurance
- Mercedes-Benz SLC Car Insurance
- Mercedes-Benz Metris Car Insurance
- Mercedes-Benz Sprinter Car Insurance
- Mercedes-Benz AMG GT Car Insurance
- Mercedes-Benz A Car Insurance
- Mercedes-Benz GLC Coupe Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz SL?
Yes, you will need to provide proof of insurance before driving your Mercedes-Benz SL off the dealership lot. The best approach is to purchase a policy beforehand and inform your insurance company that you’re about to buy your car. This way, you ensure coverage is in place before you pick it up, rather than relying on the dealership to arrange insurance for you.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz SL?
The best way to find the cheapest rates for your Mercedes-Benz SL is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes it easy for you to compare quotes from multiple providers directly on our website. This way, you can find the most affordable option that suits your needs.
