Mercedes-Benz GLB 250 Car Insurance Cost 2025
On average, insuring a Mercedes-Benz GLB 250 costs around $2,415 per year. However, your actual insurance premium may differ depending on several factors such as your age, driving history, location, and the model year of your vehicle. To get a more personalized estimate, you can refer to our quote tables below and compare rates tailored to your specific profile.
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Insuring a 2025 Mercedes-Benz GLB 250 typically costs around $2,415 per year, based on national averages for a 40-year-old driver with a clean record and full coverage. This positions the GLB 250 as moderately priced to insure within the luxury SUV segment.
Factors contributing to this cost include the vehicle’s advanced safety features, repair costs, and overall value. However, individual premiums can vary significantly depending on factors such as location, driving history, and chosen coverage levels.
To ensure the most accurate and competitive rates, it’s advisable to compare quotes from multiple insurance providers.
How Much Does Mercedes-Benz GLB 250 Car Insurance Cost?
Typically, drivers of the Mercedes-Benz GLB 250 can expect to pay an average of $2,415 per year for car insurance.
It’s important to understand that car insurance costs for a Mercedes-Benz GLB 250 can vary widely depending on multiple factors. These include your location, driving history, the model year of your vehicle, and the type of coverage you choose. Generally, drivers with a clean record pay less, while those with traffic violations or accidents may face higher premiums. Living in a densely populated urban area can also raise your rates due to increased risk of accidents or theft, whereas rural drivers may benefit from lower costs. Additionally, choosing comprehensive coverage—which includes both collision and non-collision protection—typically results in higher premiums compared to basic liability coverage.
When compared to the average insurance cost of all Mercedes models, the GLB 250 tends to be on the pricier side. It’s also more expensive to insure than the average car overall. To help you find the most affordable option tailored to your needs, Insuranceopedia offers tools to compare quotes from multiple insurers, making it easier to secure the best deal available.
| Vehicle | Average Monthly Premium |
| Mercedes-Benz GLB 250 | $204 |
| All Mercedes | $190 |
| All Cars | $175 |
Average Insurance Cost Of Mercedes-Benz GLB 250 Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz GLB 250 | $2,222 |
| 2024 Mercedes-Benz GLB 250 | $2,887 |
| 2020 Mercedes-Benz GLB 250 | $2,687 |
2025 Mercedes-Benz GLB 250 Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz GLB 250 is $2,222. However, USAA offers the cheapest rates, averaging $1,270 per year.
| Insurance Provider | Average Annual Cost |
| Progressive | $2,190 |
| USAA | $1,270 |
| Geico | $2,275 |
| State Farm | $2,375 |
| Nationwide | $2,295 |
| Allstate | $2,515 |
| Farmers | $2,435 |
| Liberty Mutual | $2,355 |
| Travelers | $2,315 |
| American Family | $2,195 |
2024 Mercedes-Benz GLB 250 Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz GLB 250 is $2,887. However, Penn National offers the cheapest rates, averaging $1,458 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,557 |
| Penn National | $1,458 |
| Nationwide | $2,365 |
| State Farm | $2,553 |
| Metropolitan | $2,852 |
| Erie | $2,674 |
| Encompass | $2,958 |
| Donegal Mutual Insurance Co | $3,568 |
| Allstate | $3,957 |
| Maryland Auto Insurance Fund | $4,925 |
2020 Mercedes-Benz GLB 250 Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz GLB 250 is $2,687. However, USAA offers the cheapest rates, averaging $1,051 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,051 |
| Penn National | $1,705 |
| Nationwide | $2,245 |
| State Farm | $2,410 |
| Metropolitan | $2,526 |
| Erie | $2,630 |
| Encompass | $2,734 |
| Donegal Mutual Insurance Co | $3,326 |
| Allstate | $3,808 |
| Maryland Auto Insurance Fund | $4,431 |
Are Mercedes-Benz GLB 250s Car Insurance Expensive To Insure?
The Mercedes-Benz GLB 250 is moderately priced to insure compared to other luxury SUVs. According to CarEdge, the average annual insurance cost for this model is approximately $2,405, which is about $672 less than the national average for luxury SUVs. This suggests that, while not the cheapest, the GLB 250 offers relatively affordable insurance rates within its class. Factors contributing to this include its strong safety ratings and moderate repair costs. However, actual premiums can vary based on individual circumstances such as driving history, location, and coverage choices. Comparing quotes from multiple insurers can help secure the best rate.
Cost of Mercedes-Benz GLB 250 Car Insurance By Age
Age is one of the most important factors that insurers consider when calculating car insurance premiums. Younger drivers, especially teenagers, tend to pay the highest rates due to their lack of experience and higher likelihood of being involved in accidents. As drivers get older and gain more experience behind the wheel, their risk level typically decreases, leading to lower premiums. In general, drivers in their 30s to 50s enjoy the most favorable rates, assuming they maintain a clean driving record. However, rates may begin to rise again slightly for senior drivers, as insurers factor in age-related risks.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,200 | $12,005 | $14,037 |
| 18 | $7,627 | $11,214 | $13,087 |
| 19 | $6,751 | $9,876 | $11,570 |
| 20 | $5,892 | $8,639 | $10,111 |
| 21 | $4,925 | $7,204 | $8,458 |
| 22 | $4,781 | $7,016 | $8,264 |
| 23 | $4,193 | $6,175 | $7,186 |
| 24 | $4,022 | $5,831 | $6,857 |
| 25 | $3,448 | $5,061 | $5,910 |
| 30 | $2,649 | $3,917 | $4,623 |
| 35 | $2,508 | $3,680 | $4,318 |
| 40 | $2,402 | $3,536 | $4,162 |
| 45 | $2,327 | $3,427 | $4,018 |
| 55 | $2,156 | $3,168 | $3,687 |
| 65 | $2,281 | $3,307 | $3,859 |
| 75 | $2,817 | $4,179 | $4,859 |
Mercedes-Benz GLB 250 Car Insurance Rates By State
Your location has a major impact on how much you’ll pay to insure your Mercedes-Benz GLB 250. Each state sets its own insurance regulations and minimum coverage requirements, which can significantly affect premium costs. For example, states like Michigan often have higher rates due to their mandatory coverage levels. Beyond regulations, local factors such as weather patterns also play a role—states prone to natural disasters like hurricanes or floods tend to see increased insurance costs due to higher risk of damage.
Crime rates and traffic statistics in your area also influence your premium. If you live in a region with high rates of car theft, frequent accidents, or vehicle-related fatalities, insurance companies will likely charge more to offset the greater risk. All of these factors come together to determine your specific insurance rate, making your ZIP code just as important as your driving history when it comes to cost.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,550 | $3,702 | $4,731 |
| Alaska | $2,125 | $2,939 | $2,844 |
| Arizona | $2,369 | $3,440 | $5,086 |
| Arkansas | $2,603 | $4,153 | $4,509 |
| California | $2,925 | $5,189 | $2,889 |
| Colorado | $2,709 | $3,832 | $4,850 |
| Connecticut | $3,466 | $5,367 | $6,837 |
| Delaware | $2,907 | $3,853 | $4,943 |
| Florida | $3,430 | $4,763 | $6,196 |
| Hawaii | $1,131 | $1,511 | $1,109 |
| Idaho | $1,905 | $2,583 | $3,102 |
| Illinois | $2,028 | $3,046 | $3,520 |
| Indiana | $2,063 | $3,185 | $3,581 |
| Iowa | $1,623 | $2,300 | $2,689 |
| Kansas | $2,173 | $3,178 | $3,733 |
| Kentucky | $3,184 | $4,675 | $5,518 |
| Louisiana | $4,079 | $6,160 | $6,675 |
| Maine | $1,571 | $2,156 | $3,129 |
| Maryland | $2,486 | $3,643 | $4,024 |
| Massachusetts | $1,971 | $3,475 | $1,986 |
| Michigan | $4,861 | $7,333 | $11,597 |
| Minnesota | $1,999 | $2,648 | $3,738 |
| Mississippi | $2,406 | $3,408 | $3,433 |
| Missouri | $2,263 | $3,219 | $4,292 |
| Montana | $2,284 | $3,228 | $3,722 |
| Nebraska | $1,931 | $2,876 | $3,140 |
| Nevada | $3,211 | $4,724 | $5,030 |
| New Hampshire | $2,264 | $3,539 | $4,471 |
| New Jersey | $2,469 | $3,864 | $5,055 |
| New Mexico | $2,533 | $3,713 | $3,913 |
| New York | $2,331 | $2,953 | $4,895 |
| North Carolina | $1,457 | $2,475 | $1,765 |
| North Dakota | $1,987 | $2,968 | $3,511 |
| Ohio | $1,765 | $2,678 | $2,796 |
| Oklahoma | $2,820 | $4,055 | $4,528 |
| Oregon | $2,583 | $3,398 | $4,109 |
| Pennsylvania | $2,156 | $3,165 | $3,703 |
| Rhode Island | $3,607 | $5,278 | $5,932 |
| South Carolina | $2,432 | $3,389 | $4,706 |
| South Dakota | $2,193 | $3,187 | $3,662 |
| Tennessee | $2,573 | $3,755 | $5,037 |
| Texas | $2,602 | $3,770 | $4,694 |
| Utah | $2,165 | $3,090 | $4,277 |
| Vermont | $1,698 | $2,614 | $2,796 |
| Virginia | $1,616 | $2,460 | $2,412 |
| Washington | $2,114 | $2,882 | $3,439 |
| West Virginia | $2,152 | $3,048 | $3,814 |
| Wisconsin | $2,123 | $3,290 | $3,809 |
| Wyoming | $1,976 | $2,753 | $2,927 |
| Georgia | $2,806 | $4,169 | $4,237 |
Cheapest Car Insurance Companies For A Mercedes-Benz GLB 250
The table above shows the estimated annual and monthly insurance costs for a 2025 Mercedes-Benz GLB 250 from five major insurers. USAA offers the lowest average annual premium, though it’s only available to military members and their families. Geico and Progressive follow with relatively affordable rates, while State Farm and Nationwide remain competitive as well. These figures reflect pricing for a 40-year-old driver with a clean record, but actual premiums will vary based on your individual profile and location.
| Insurance Company | Average Monthly |
| Geico | $190 |
| USAA | $106 |
| State Farm | $198 |
| Progressive | $183 |
| Nationwide | $191 |
Common Mercedes-Benz GLB 250 Insurance Discounts
Taking advantage of discounts is a smart way to reduce your car insurance premiums. While each insurance provider offers its own set of discounts, there are several common ones worth exploring:
- Multi-policy discount: Bundling your auto insurance with other policies, such as home or renters insurance, often leads to a lower rate.
- Pay-in-full discount: Opting to pay your entire premium upfront instead of monthly can earn you a discount.
- Defensive driving course: Completing a certified defensive driving class can make you eligible for lower rates, especially if you’re a new or senior driver.
In addition to these, other discounts may be available based on factors like your vehicle’s safety features, your driving history, or even your profession. It’s a good idea to speak with your insurance agent, who can help identify the discounts you qualify for and maximize your savings.
Ways To Save On Mercedes-Benz GLB 250 Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your insurance premiums for a Mercedes-Benz GLB 250. Traffic violations or accidents can significantly increase your monthly costs. For instance, drivers with a speeding ticket might pay around $80 per month, while those with multiple accidents could see rates rise to an average of $153 per month.
Another key factor is how much you drive. Insurance companies tend to offer lower premiums to drivers with lower annual mileage since they pose less risk. If you drive between 5,000 and 7,500 miles per year, your monthly premium might be around $40. However, if you drive over 10,000 miles annually, your insurance could cost up to $100 per month. By maintaining safe driving habits and limiting your time on the road, you can help keep your insurance costs manageable.
Compare Mercedes-Benz GLB 250 To Other Mercedes Models
Looking for other Mercedes model insurance costs?
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Find Affordable Mercedes-Benz GLB 250 car Insurance Today
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used in this analysis was a 40-year-old male driver purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that these figures are based on a general profile, and your own insurance rates may vary depending on your unique driving history, location, vehicle details, and selected coverage.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz GLB 250?
Yes, you’ll need to show proof of insurance before driving your Mercedes-Benz GLB 250 off the dealership lot. It’s generally a good idea to purchase a policy in advance and inform your insurer that you’re finalizing a vehicle purchase. This approach is usually more cost-effective and customizable than opting for coverage directly through the dealership.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz GLB 250?
The most effective way to secure the lowest insurance rates for your Mercedes-Benz GLB 250 is by comparing quotes from multiple auto insurance providers. Shopping around allows you to evaluate different coverage options and prices tailored to your specific profile. Fortunately, Insuranceopedia makes this process easy by letting you compare rates from various insurers directly on their website.
