Mercedes-Benz Sprinter Car Insurance Cost 2025
The average cost to insure a Mercedes-Benz Sprinter is $1,086 per year, but the exact price can vary depending on factors like your age, the year of the car model, and your driving history. Younger drivers typically face higher premiums, while older drivers may pay less. Newer model years usually result in higher insurance costs due to their increased value. Additionally, where you live and the specific coverage options you select can influence the rate.
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Insuring a Mercedes-Benz Sprinter can vary widely based on factors like model year, coverage level, and personal driving history. On average, annual insurance premiums range from approximately $1,086 to $2,973.
For instance, a 2020 Sprinter may cost around $2,057 per year to insure, while a 2017 model averages about $1,086 annually . Some providers, like Lemonade, offer monthly rates between $46 and $49, depending on the specific model and coverage options .
These figures are influenced by various factors, including the driver’s age, location, and chosen insurance provider.
How Much Does Mercedes-Benz Sprinter Car Insurance Cost?
Typically, Mercedes-Benz Sprinter drivers can find car insurance at an average rate of $1,086 per year. However, this rate can vary depending on factors such as age, location, driving history, and the model year of the vehicle.
While Dairyland Auto’s pricing is a good starting point, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the model year of your car, and the specific types of coverage you select. Having a clean driving record usually results in lower premiums, while a record of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic can lead to higher insurance rates compared to rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium—full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you find the best deal for your needs.
Average Insurance Cost Of Mercedes-Benz Sprinter By Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz Sprinter | $2,846 |
| 2024 Mercedes-Benz Sprinter | $2,973 |
| 2023 Mercedes-Benz Sprinter | $2,762 |
| 2022 Mercedes-Benz Sprinter | $1,500 |
| 2021 Mercedes-Benz Sprinter | $1,592 |
| 2020 Mercedes-Benz Sprinter | $2,057 |
| 2019 Mercedes-Benz Sprinter | $2,289 |
| 2018 Mercedes-Benz Sprinter | $1,918 |
| 2017 Mercedes-Benz Sprinter | $1,906 |
| 2016 Mercedes-Benz Sprinter | $3,437 |
| 2015 Mercedes-Benz Sprinter | $4,176 |
| 2014 Mercedes-Benz Sprinter | $2,052 |
| 2013 Mercedes-Benz Sprinter | $3,995 |
| 2012 Mercedes-Benz Sprinter | $1,202 |
| 2011 Mercedes-Benz Sprinter | $4,442 |
| 2010 Mercedes-Benz Sprinter | $2,425 |
2025 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz Sprinter is $2,846. However, Dairyland Auto offers the cheapest rates, averaging $592 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $3,655 |
| State Farm | $3,660 |
| CSAA | $3,516 |
| USAA | $3,144 |
| Nationwide | $2,372 |
| California Capital | $2,698 |
| National General | $1,852 |
| Dairyland Auto | $592 |
| Grange | $3,517 |
| Unitrin | $3,458 |
2024 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz Sprinter is $2,973. However, Dairyland Auto offers the cheapest rates, averaging $598 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $598 |
| National General RAD | $1,854 |
| Nationwide | $2,.369 |
| California Capital | $2,698 |
| USAA | $3,148 |
| Grange | $3,587 |
| CSAA | $3,695 |
| Unitrin | $3,458 |
| State Farm | $3,854 |
| Mercury | $3,862 |
2023 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2023 Mercedes-Benz Sprinter is $2,762. However, Dairyland Auto offers the cheapest rates, averaging $483 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,238 |
| Mercury | $3,752 |
| CSAA | $3,409 |
| USAA | $2,924 |
| Dairyland Auto | $483 |
| California Capital | $2,546 |
| National General RAD | $1,706 |
| Unitrin | $3,596 |
| State Farm | $3,609 |
| Grange | $3,357 |
2022 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz Sprinter is $1,500. However, USAA offers the cheapest rates, averaging $1,183 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,296 |
| Unitrin | $1,709 |
| State Farm | $1,680 |
| GMAC Insurance Group | $1,491 |
| USAA | $1,183 |
| Country | $1,398 |
| Allied | $1,315 |
| Penn National | $1,629 |
| Auto-Owners Insurance Co | $1,670 |
| Mercury | $1,631 |
2021 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz Sprinter is $1,592. However, Allied offers the cheapest rates, averaging $897 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $940 |
| State Farm | $2,384 |
| American Family | $1,799 |
| USAA | $1,765 |
| Allied | $897 |
| Nationwide | $1,443 |
| Direct Auto | $912 |
| Metropolitan | $1,859 |
| Mercury | $2,147 |
| Unitrin | $1,778 |
2020 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz Sprinter is $2,057. However, Quincy Mutual offers the cheapest rates, averaging $1,693 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $1,907 |
| Auto Club | $2,295 |
| CSAA | $2,151 |
| Alliance United | $2,040 |
| Quincy Mutual | $1,693 |
| 21st Century | $2,002 |
| USAA | $1,939 |
| Mercury | $2,228 |
| State Farm | $2,248 |
| Grange | $2,068 |
2019 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz Sprinter is $2,289. However, Unitrin offers the cheapest rates, averaging $1,594 per year.
| Insurance Provider | Average Annual Cost |
| 21st Century | $2,115 |
| Nationwide | $2,771 |
| Travelers | $2,479 |
| Allstate | $2,348 |
| Unitrin | $1,594 |
| California Capital | $2,269 |
| USAA | $1,827 |
| Mercury | $2,503 |
| Erie | $2,558 |
| CSAA | $2,424 |
2018 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz Sprinter is $1,918. However, National General offers the cheapest rates, averaging $1,063 per year.
| Insurance Provider | Average Annual Cost |
| National General | $1,063 |
| Dairyland Auto | $3,288 |
| Unitrin | $1,403 |
2017 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz Sprinter is $1,906. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,177 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,691 |
| Auto-Owners Insurance Co | $2,398 |
| Mercury | $2,086 |
| Southern Farm Bureau | $1,937 |
| New Jersey Manufacturers | $1,177 |
| USAA | $1,895 |
| Colorado Farm Bureau Mutual | $1,632 |
| 21st Century | $2,115 |
| California Capital | $2,241 |
| State Farm | $1,887 |
Find Affordable Mercedes-Benz Sprinter Insurance Rates
2016 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz Sprinter is $3,437. However, Unitrin offers the cheapest rates, averaging $1,012 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,815 |
| Encompass | $5,772 |
| Safeway | $4,130 |
| Metropolitan | $3,167 |
| Unitrin | $1,012 |
| State Farm | $1,833 |
| Mercury | $1,649 |
| Allstate | $5,396 |
| Automobile Club of Missouri | $5,561 |
| Plymouth Rock | $4,039 |
2015 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz Sprinter is $4,176. However, Metropolitan offers the cheapest rates, averaging $1,926 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,917 |
| Unitrin | $2,593 |
| National General | $4,215 |
| Metropolitan | $1,926 |
| Direct General Insurance | $3,036 |
| Dairyland Auto | $10,371 |
2014 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz Sprinter is $2,052. However, Travelers offers the cheapest rates, averaging $1,126 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,850 |
| Auto Club Group | $2,730 |
| CSAA | $2,168 |
| Hastings Mutual Insurance Co | $1,936 |
| Travelers | $1,126 |
| Dairyland Auto | $1,934 |
| Hanover | $1,828 |
| Home State Ins Group | $2,252 |
| State Farm | $2,597 |
| Nationwide | $2,094 |
2013 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2013 Mercedes-Benz Sprinter is $3,995. However, Metropolitan offers the cheapest rates, averaging $2,148 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,525 |
| Plymouth Rock | $2,425 |
| Safe Auto | $5,439 |
| Metropolitan | $2,148 |
| Travelers | $3,628 |
| Hanover | $7,803 |
2012 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2012 Mercedes-Benz Sprinter is $1,202. However, Esurance offers the cheapest rates, averaging $923 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,045 |
| USAA | $1,429 |
| Auto Club | $1,277 |
| Allstate | $1,210 |
| Esurance | $923 |
| Travelers | $1,094 |
| Hanover | $1,088 |
| Grange | $1,309 |
| Nationwide | $1,392 |
| 21st Century | $1,253 |
2011 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2011 Mercedes-Benz Sprinter is $4,442. However, State Farm offers the cheapest rates, averaging $483 per year.
| Insurance Provider | Average Annual Cost |
| Hanover | $9,411 |
| Home State Ins Group | $2,751 |
| Metropolitan | $6,072 |
| Safe Auto | $7,241 |
| Mercury | $2,600 |
| State Farm | $483 |
| Travelers | $4,264 |
| Nationwide | $2,749 |
| Direct General Insurance | $4,410 |
2010 Mercedes-Benz Sprinter Insurance Rates
The average annual insurance cost for a 2010 Mercedes-Benz Sprinter is $2,425. However, State Farm offers the cheapest rates, averaging $877 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,507 |
| Nationwide | $4,743 |
| USAA | $2,529 |
| Farmers | $1,872 |
| State Farm | $877 |
| Bristol West | $1,547 |
| Allied | $1,034 |
| Sentry | $3,472 |
| Unitrin | $4,421 |
| Travelers | $2,243 |
Find Affordable Mercedes-Benz Sprinter Insurance Rates
Are Mercedes-Benz Sprinters Expensive To Insure?
Yes, Mercedes-Benz Sprinter vans are generally more expensive to insure than standard vehicles. This is due to their size, commercial use potential, and higher repair costs. Sprinters often serve business purposes—like cargo transport or passenger shuttling—which increases risk and liability in the eyes of insurers. Additionally, their larger engines, safety tech, and body structure can make repairs more costly after an accident. While rates vary depending on the driver’s history, location, and coverage level, owners can expect premiums above the national average. Shopping around and considering a commercial policy may help lower costs if the van is used for business.
Cost of Mercedes-Benz Sprinter Car Insurance By Age
Age plays a significant role in determining car insurance rates for any vehicle. Teenagers typically pay the highest premiums, as they are statistically more likely to be involved in car accidents than other age groups. As you get older and gain more driving experience, your premiums tend to decrease, as insurance companies consider you a lower risk. This is why young drivers often face higher costs, while older, more experienced drivers generally enjoy lower rates.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,964 | $11,716 | $13,773 |
| 18 | $7,431 | $10,963 | $12,786 |
| 19 | $6,556 | $9,680 | $11,322 |
| 20 | $5,716 | $8,408 | $9,851 |
| 21 | $4,831 | $7,074 | $8,243 |
| 22 | $4,730 | $6,903 | $8,060 |
| 23 | $4,106 | $6,027 | $7,053 |
| 24 | $3,908 | $5,704 | $6,713 |
| 25 | $3,341 | $4,939 | $5,756 |
| 30 | $2,640 | $3,851 | $4,531 |
| 35 | $2,465 | $3,587 | $4,215 |
| 40 | $2,351 | $3,471 | $4,089 |
| 45 | $2,328 | $3,356 | $3,957 |
| 55 | $2,117 | $3,099 | $3,620 |
| 65 | $2,192 | $3,223 | $3,770 |
| 75 | $2,785 | $4,069 | $4,757 |
Mercedes-Benz Sprinter Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate your car insurance rates. Each state has its own regulations and requirements, with some states, like Michigan, mandating higher levels of coverage, which often leads to higher premiums. Additionally, the climate of your location can affect rates—states that experience extreme weather, such as hurricanes, storms, or flooding, tend to have higher insurance rates.
Insurance companies also consider local statistics on crime, car theft, and accident rates, as well as vehicle fatality statistics. If you live in an area with a higher risk of accidents or theft, your insurance premiums may be higher. All of these factors combined help insurance companies determine the rate for your Mercedes-Benz Sprinter insurance policy.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,514 | $3,655 | $4,621 |
| Alaska | $2,063 | $2,841 | $2,789 |
| Arizona | $2,344 | $3,414 | $4,964 |
| Arkansas | $2,574 | $4,037 | $4,433 |
| California | $2,852 | $5,068 | $2,858 |
| Colorado | $2,655 | $3,725 | $4,749 |
| Connecticut | $3,399 | $5,241 | $6,716 |
| Delaware | $2,829 | $3,761 | $4,795 |
| Florida | $3,336 | $4,649 | $6,040 |
| Hawaii | $1,124 | $1,517 | $1,082 |
| Idaho | $1,886 | $2,502 | $3,047 |
| Illinois | $2,010 | $2,981 | $3,415 |
| Indiana | $2,060 | $3,127 | $3,478 |
| Iowa | $1,599 | $2,211 | $2,587 |
| Kansas | $2,167 | $3,131 | $3,682 |
| Kentucky | $3,100 | $4,586 | $5,358 |
| Louisiana | $4,002 | $6,033 | $6,539 |
| Maine | $1,476 | $2,106 | $3,060 |
| Maryland | $2,405 | $3,564 | $3,969 |
| Massachusetts | $1,952 | $3,429 | $1,962 |
| Michigan | $4,714 | $7,204 | $11,386 |
| Minnesota | $1,950 | $2,586 | $3,660 |
| Mississippi | $2,332 | $3,344 | $3,368 |
| Missouri | $2,217 | $3,179 | $4,141 |
| Montana | $2,265 | $3,142 | $3,679 |
| Nebraska | $1,934 | $2,852 | $3,085 |
| Nevada | $3,102 | $4,624 | $4,963 |
| New Hampshire | $2,200 | $3,469 | $4,386 |
| New Jersey | $2,394 | $3,802 | $4,945 |
| New Mexico | $2,446 | $3,654 | $3,759 |
| New York | $2,316 | $2,886 | $4,753 |
| North Carolina | $1,408 | $2,456 | $1,720 |
| North Dakota | $1,953 | $2,926 | $3,444 |
| Ohio | $1,725 | $2,644 | $2,711 |
| Oklahoma | $2,750 | $3,924 | $4,431 |
| Oregon | $2,541 | $3,370 | $3,996 |
| Pennsylvania | $2,113 | $3,094 | $3,623 |
| Rhode Island | $3,507 | $5,129 | $5,829 |
| South Carolina | $2,411 | $3,292 | $4,600 |
| South Dakota | $2,155 | $3,110 | $3,580 |
| Tennessee | $2,536 | $3,691 | $4,943 |
| Texas | $2,553 | $3,654 | $4,566 |
| Utah | $2,153 | $3,061 | $4,134 |
| Vermont | $1,654 | $2,565 | $2,721 |
| Virginia | $1,573 | $2,408 | $2,392 |
| Washington | $2,028 | $2,841 | $3,367 |
| West Virginia | $2,091 | $2,965 | $3,733 |
| Wisconsin | $2,069 | $3,215 | $3,705 |
| Wyoming | $1,955 | $2,701 | $2,884 |
| Georgia | $2,757 | $4,099 | $4,124 |
Cheapest Car Insurance Companies For A Mercedes-Benz Sprinter
The Mercedes-Benz Sprinter is generally more expensive to insure than many other vehicles, but some insurance providers consistently offer more affordable rates. Based on current data, the five cheapest companies for insuring a 2025 Sprinter include Nationwide, USAA, GEICO, Erie, and Progressive. Each of these insurers is known for competitive pricing, especially for drivers with clean records or those using the vehicle for personal rather than commercial purposes. Monthly premiums from these companies typically range from around $186 to $202, depending on factors like location, driver history, and chosen coverage. It’s important to compare quotes to find the best deal.
| Insurance Company | Average Monthly |
| Nationwide | $187 |
| USAA | $186 |
| GEICO | $190 |
| Erie | $195 |
| Progressive | $202 |
Common Mercedes-Benz Sprinter Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider may offer different discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you may receive a discounted rate.
- Pay annually: This discount is for those who pay their premium all at once, rather than splitting the payments over the year.
- Defensive driving: Completing a defensive driving course from a certified institution could make you eligible for discounted rates.
Additionally, there may be other discounts available depending on your situation. It’s a good idea to speak with your insurance agent to find out which discounts you can apply for to lower your premiums.
Compare Mercedes-Benz Sprinter To OtherMercedes Models
Looking for other Mercedes model insurance costs?
- Mercedes-Benz Metris Car Insurance
- Mercedes-Benz B250 Car Insurance
- Mercedes-Benz C-Class Car Insurance
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- Mercedes-Benz CLS Car Insurance
- Mercedes-Benz E-Class Car Insurance
- Mercedes-Benz G Car Insurance
- Mercedes-Benz GLA Car Insurance
- Mercedes-Benz GLB 250 Car Insurance
- Mercedes-Benz GLC Car Insurance
- Mercedes-Benz GLC Coupe Car Insurance
- Mercedes-Benz GLE Car Insurance
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Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures in this guide may differ from your individual results, as factors such as your driving history, location, and vehicle specifics can influence the final rate you are quoted.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz Sprinter?
Yes, you will need to provide proof of insurance before you can drive your Mercedes-Benz Sprinter off the dealership lot. The best approach is to purchase an insurance policy in advance and notify your insurance company about your upcoming vehicle purchase. This way, you ensure that your coverage is in place before you drive the car, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz Sprinter?
The best way to find the cheapest rates for your Mercedes-Benz Sprinter is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
