Toyota Prius C Car Insurance Cost 2025
On average, insuring a Toyota Prius C costs around $1,850 per year. However, this figure can change significantly depending on several factors, including your age, driving history, location, the model year of your vehicle, and the type of coverage you choose. To get a more accurate idea of what you might pay, it’s a good idea to check the quote tables below or compare personalized quotes from various insurers.
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The Toyota Prius C is known for its fuel efficiency, compact design, and affordability, making it a smart choice for city drivers and eco-conscious consumers. When it comes to insurance, the Prius C is typically one of the cheaper hybrids to insure.
On average, full coverage for this model costs about $1,850 per year, or roughly $154 per month. Its strong safety ratings, low repair costs, and hybrid engine contribute to lower premiums compared to many other vehicles. While actual rates will vary based on personal factors and location, the Prius C remains a cost-effective option for insurance coverage.
How Much Does Toyota Prius C Car Insurance Cost?
Typically, drivers of the Toyota Prius C can expect to pay an average of $1,850 per year for car insurance.
It’s important to understand that car insurance costs can vary widely depending on several personal and situational factors. These include your location, driving history, the age of your vehicle, and the type of coverage you choose. Drivers with a clean record often benefit from lower premiums, while those with accidents or violations may face higher costs.
Living in a densely populated city with more traffic and risk of accidents can increase your rates, whereas rural areas typically see lower premiums. The kind of insurance you choose also affects the price—full coverage, which includes comprehensive and collision protection, generally costs more than basic liability coverage.
According to the data, the Toyota Prius C tends to have lower insurance costs than the average across all Toyota models and is also more affordable to insure than the average car overall. To make sure you’re getting the best rate, Insuranceopedia provides tools to help you compare quotes from multiple providers, tailored to your unique profile.
| Vehicle | Average Monthly Premium |
| Toyota Prius C | $143 |
| All Toyotas | $150 |
| All Cars | $175 |
Average Insurance Cost Of Toyota Prius C Model Year
| Model Year | Average Premium |
| 2025 Toyota Prius C | $1,959 |
| 2024 Toyota Prius C | $1,959 |
| 2020 Toyota Prius C | $1,850 |
| 2019 Toyota Prius C | $1,111 |
| 2018 Toyota Prius C | $1,026 |
| 2017 Toyota Prius C | $1,004 |
| 2016 Toyota Prius C | $678 |
| 2015 Toyota Prius C | $626 |
| 2014 Toyota Prius C | $638 |
| 2013 Toyota Prius C | $637 |
| 2012 Toyota Prius C | $569 |
2025 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2025 Toyota Prius C is $1,959. However, Unitrin offers the cheapest rates, averaging $1,400 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,400 |
| New York Central Mutual | $1,680 |
| USAA | $1,900 |
| Shelter | $1,950 |
| Nationwide | $2,000 |
| Cameron Mutual Group | $2,050 |
| Automobile Club of MO | $2,150 |
| State Farm | $2,200 |
| Columbia Insurance Group | $2,260 |
| Southern Farm Bureau | $2,000 |
2024 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2024 Toyota Prius C is $1,959. However, Unitrin offers the cheapest rates, averaging $1,400 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,400 |
| Southern Farm Bureau | $2,000 |
| New York Central Mutual Fire | $1,680 |
| USAA | $1,900 |
| Shelter | $1,950 |
| Nationwide | $2,000 |
| Cameron Mutual Group | $2,050 |
| Automobile Club of Missouri | $2,150 |
| State Farm | $2,200 |
| Columbia Insurance Group | $2,260 |
2020 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2020 Toyota Prius C is $1,850. However, Unitrin offers the cheapest rates, averaging $1,247 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,641 |
| Columbia Insurance Group | $2,169 |
| Cameron Mutual Group | $1,955 |
| Shelter | $1,928 |
| Unitrin | $1,247 |
| USAA | $1,869 |
| Southern Farm Bureau | $1,491 |
| Automobile Club of Missouri | $2,086 |
| State Farm | $2,155 |
| Nationwide | $1,962 |
2019 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2019 Toyota Prius C is $1,111. However, Safeco offers the cheapest rates, averaging $406 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $915 |
| Capital Insurance Group | $1,415 |
| Farm Bureau Mutual (IA Group) | $1,323 |
| New York Central Mutual Fire | $1,156 |
| Safeco | $406 |
| Clearcover | $1,073 |
| Texas Farm Bureau Group | $831 |
| Plymouth Rock | $1,340 |
| Nationwide | $1,369 |
| USAA | $1,279 |
2018 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2018 Toyota Prius C is $1,026. However, Pekin Insurance offers the cheapest rates, averaging $646 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $874 |
| National Grange Mutual | $1,316 |
| Erie | $1,160 |
| Virginia Farm Bureau | $1,040 |
| Pekin Insurance | $646 |
| SECURA Insurance | $942 |
| Buckeye Insurance Group | $799 |
| Western Reserve | $1,196 |
| United Farm Bureau of IN Group | $1,264 |
| New Jersey Manufacturers | $1,024 |
2017 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2017 Toyota Prius C is $1,004. However, Capital Insurance Group offers the cheapest rates, averaging $701 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $798 |
| Tennessee Farmers | $1,302 |
| General Casualty | $1,142 |
| Direct Auto | $909 |
| Capital Insurance Group | $701 |
| Texas Farm Bureau Group | $863 |
| PEMCO | $768 |
| Auto-Owners Insurance Co | $1,268 |
| Mutual Of Enumclaw | $1,281 |
| Grange Mutual | $1,008 |
2016 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2016 Toyota Prius C is $678. However, Safeco offers the cheapest rates, averaging $317 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $444 |
| Motorists Mutual | $967 |
| Celina Insurance Group | $862 |
| Ohio Mutual Ins Group | $740 |
| Safeco | $317 |
| Plymouth Rock | $591 |
| Buckeye Insurance Group | $328 |
| SECURA Insurance | $838 |
| Texas Farm Bureau Group | $936 |
| Direct Auto | $757 |
2015 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2015 Toyota Prius C is $626. However, Safeco offers the cheapest rates, averaging $71 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $414 |
| PEMCO | $1,018 |
| Texas Farm Bureau Group | $738 |
| Mercury Insurance Company | $577 |
| Safeco | $71 |
| Kemper Auto | $504 |
| Plymouth Rock | $371 |
| North Carolina Farm Bureau | $877 |
| AssuranceAmerica | $981 |
| Quincy Mutual | $708 |
2014 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2014 Toyota Prius C is $638. However, Dairyland Auto offers the cheapest rates, averaging $194 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $532 |
| Dairyland | $838 |
| Texas Farm Bureau Group | $787 |
| Buckeye Insurance Group | $628 |
| Dairyland Auto | $194 |
| Infinity Special | $543 |
| New York Central Mutual Fire | $466 |
| Direct Auto | $837 |
| Capital Insurance Group | $846 |
| PEMCO | $707 |
2013 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2013 Toyota Prius C is $637. However, Safeco offers the cheapest rates, averaging $99 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $577 |
| Arbella Insurance Group | $853 |
| Norfolk and Dedham Group | $727 |
| Buckeye Insurance Group | $665 |
| Safeco | $99 |
| Kemper Auto | Infinity | $692 |
| National General Value | $449 |
| Concord Group | $799 |
| Cameron Mutual Group | $821 |
| American National P | $687 |
2012 Toyota Prius C Insurance Rates
The average annual insurance cost for a 2012 Toyota Prius C is $569. However, Mercury Insurance offers the cheapest rates, averaging $145 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $494 |
| Plymouth Rock | $713 |
| Infinity Special | $683 |
| Western National | $633 |
| Mercury Insurance | $145 |
| West Bend Mutual | $567 |
| Mercury Insurance Company | $405 |
| Rural Mutual Insurance | $647 |
| Texas Farm Bureau Group | $742 |
| Clearcover | $660 |
Find Affordable Toyota Prius C Car Insurance Rates
Are Toyota Prius C Car Insurance Expensive To Insure?
The Toyota Prius C is generally inexpensive to insure, making it an appealing option for budget-conscious drivers. As a subcompact hybrid, it benefits from excellent fuel economy, a strong safety record, and lower repair costs—all factors that contribute to reduced insurance premiums. According to data from The Zebra, the average monthly insurance cost for a Prius C is approximately $102, with some providers offering rates as low as $69 per month . These rates are influenced by various factors, including the driver’s age, location, driving history, and chosen coverage level. Overall, the Prius C’s affordability and reliability make it a cost-effective choice for insurance.
Cost of Toyota Prius C Car Insurance By Age
Age is one of the most influential factors in determining car insurance premiums. Teen drivers tend to face the highest rates due to their inexperience and statistically higher likelihood of being involved in accidents. As drivers get older and gain more experience behind the wheel, insurance companies view them as lower risk, which typically results in lower premiums. Rates often continue to decline through a driver’s 20s and 30s, with the lowest rates generally offered to drivers in their 40s and 50s who have clean driving records.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,976 | $11,707 | $13,706 |
| 18 | $7,457 | $10,912 | $12,787 |
| 19 | $6,613 | $9,651 | $11,304 |
| 20 | $5,760 | $8,402 | $9,870 |
| 21 | $4,789 | $7,099 | $8,285 |
| 22 | $4,715 | $6,866 | $8,039 |
| 23 | $4,108 | $6,053 | $7,017 |
| 24 | $3,897 | $5,712 | $6,704 |
| 25 | $3,362 | $4,968 | $5,763 |
| 30 | $2,640 | $3,864 | $4,524 |
| 35 | $2,458 | $3,605 | $4,178 |
| 40 | $2,324 | $3,491 | $4,073 |
| 45 | $2,288 | $3,380 | $3,941 |
| 55 | $2,068 | $3,110 | $3,636 |
| 65 | $2,180 | $3,232 | $3,775 |
| 75 | $2,763 | $4,049 | $4,765 |
Toyota Prius C Car Insurance Rates By State
Your location has a major impact on how much you’ll pay for car insurance. Each state sets its own insurance regulations, which can cause premium rates to vary significantly. For instance, Michigan tends to have higher premiums due to its mandatory coverage requirements.
Additionally, local weather conditions play a role—areas prone to natural disasters like floods, hurricanes, or hailstorms often see increased rates due to the higher risk of vehicle damage. Crime rates also matter; if you live in a neighborhood with high rates of car theft or vandalism, insurers may charge more to offset the risk.
Accident statistics, traffic congestion, and even the number of uninsured drivers in your area are all considered when determining your Toyota Prius C insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,523 | $3,599 | $4,622 |
| Alaska | $2,065 | $2,878 | $2,799 |
| Arizona | $2,337 | $3,354 | $4,960 |
| Arkansas | $2,562 | $3,997 | $4,431 |
| California | $2,847 | $5,041 | $2,865 |
| Colorado | $2,650 | $3,761 | $4,750 |
| Connecticut | $3,410 | $5,287 | $6,726 |
| Delaware | $2,822 | $3,750 | $4,818 |
| Florida | $3,342 | $4,626 | $6,043 |
| Hawaii | $1,077 | $1,492 | $1,114 |
| Idaho | $1,887 | $2,521 | $3,075 |
| Illinois | $1,981 | $3,013 | $3,416 |
| Indiana | $2,003 | $3,133 | $3,485 |
| Iowa | $1,651 | $2,196 | $2,613 |
| Kansas | $2,133 | $3,129 | $3,637 |
| Kentucky | $3,125 | $4,545 | $5,360 |
| Louisiana | $3,987 | $6,027 | $6,527 |
| Maine | $1,469 | $2,098 | $3,073 |
| Maryland | $2,455 | $3,548 | $3,952 |
| Massachusetts | $1,960 | $3,406 | $1,963 |
| Michigan | $4,698 | $7,166 | $11,361 |
| Minnesota | $1,911 | $2,564 | $3,657 |
| Mississippi | $2,350 | $3,379 | $3,377 |
| Missouri | $2,231 | $3,162 | $4,180 |
| Montana | $2,225 | $3,169 | $3,636 |
| Nebraska | $1,865 | $2,804 | $3,056 |
| Nevada | $3,128 | $4,659 | $4,908 |
| New Hampshire | $2,141 | $3,412 | $4,373 |
| New Jersey | $2,423 | $3,786 | $4,923 |
| New Mexico | $2,461 | $3,640 | $3,810 |
| New York | $2,315 | $2,826 | $4,785 |
| North Carolina | $1,423 | $2,431 | $1,733 |
| North Dakota | $1,932 | $2,915 | $3,449 |
| Ohio | $1,682 | $2,643 | $2,745 |
| Oklahoma | $2,728 | $3,925 | $4,458 |
| Oregon | $2,490 | $3,352 | $4,022 |
| Pennsylvania | $2,123 | $3,106 | $3,618 |
| Rhode Island | $3,498 | $5,150 | $5,824 |
| South Carolina | $2,393 | $3,299 | $4,577 |
| South Dakota | $2,150 | $3,047 | $3,582 |
| Tennessee | $2,520 | $3,687 | $4,935 |
| Texas | $2,541 | $3,640 | $4,547 |
| Utah | $2,164 | $3,032 | $4,183 |
| Vermont | $1,664 | $2,576 | $2,704 |
| Virginia | $1,566 | $2,394 | $2,336 |
| Washington | $2,052 | $2,824 | $3,343 |
| West Virginia | $2,111 | $3,028 | $3,695 |
| Wisconsin | $2,077 | $3,244 | $3,696 |
| Wyoming | $1,936 | $2,743 | $2,886 |
| Georgia | $2,725 | $4,071 | $4,130 |
Find Affordable Toyota Prius C Car Insurance Rates
Cheapest Car Insurance Companies For A Toyota Prius C
For instance, Unitrin offers the lowest annual premium at $1,400, while Nationwide comes in at the higher end with $2,000. These premiums assume full coverage and are broken down into equal monthly payments without fees. Insurance rates for the Prius C are generally on the lower side due to the vehicle’s excellent safety ratings, reliable performance, and relatively low repair costs. However, the actual cost of coverage can vary depending on individual circumstances such as driving history, location, and credit score. Comparing quotes remains the most effective way to secure the best deal for your specific needs.
| Insurance Company | Average Monthly |
| Unitrin | $117 |
| New York Central Mutual | $140 |
| USAA | $158 |
| Shelter | $163 |
| Nationwide | $167 |
Common Toyota Prius C Insurance Discounts
Taking advantage of discounts is one of the easiest ways to reduce your car insurance premiums. While discount options vary by provider, there are several common ones you should look into:
- Multi-policy discount: Bundling your auto insurance with another policy—like homeowners or renters insurance—through the same company can result in significant savings.
- Pay-in-full discount: Opting to pay your annual premium upfront, instead of making monthly payments, often qualifies you for a discount.
- Defensive driving discount: Completing a certified defensive driving course can not only make you a safer driver but also lower your insurance costs.
There may be additional discounts available depending on your insurer, such as for good students, low mileage, or vehicle safety features. It’s always a good idea to speak directly with your insurance agent to uncover all the discounts you might be eligible for.
Ways To Save On Toyota Prius C Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Toyota Prius C insurance premiums low. Traffic violations like speeding tickets or being involved in accidents can significantly increase your monthly rates. For instance, drivers with a ticket on their record may pay around $96 per month, while those with multiple accidents could see premiums rise to an average of $159 per month.
Another key factor affecting your insurance costs is how much you drive each year. Lower annual mileage typically translates to lower premiums, as less time on the road means fewer opportunities for accidents. Prius C drivers who clock between 5,000 and 7,500 miles per year may pay about $66 per month for insurance, whereas those driving over 10,000 miles annually can expect to pay around $71 per month. Reducing your mileage and maintaining a spotless driving history are both smart strategies for keeping your rates affordable.
Compare Toyota Prius C To Other Toyota Models
Looking for other Toyota model insurance costs?
- Toyota Mirai Car Insurance
- Toyota Prius Prime Car Insurance
- Toyota 4Runner Car Insurance
- Toyota Avalon Car Insurance
- Toyota C-HR Car Insurance
- Toyota Camry Car Insurance
- Toyota Corolla Car Insurance
- Toyota Highlander Car Insurance
- Toyota Land Cruiser Car Insurance
- Toyota Prius Car Insurance
- Toyota RAV4 Car Insurance
- Toyota Sequoia Car Insurance
- Toyota Sienna Car Insurance
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Our Methodology
To calculate the average cost of car insurance, Insuranceopedia compiled thousands of quotes from top auto insurance providers across the country. The sample profile used for this analysis was a 40-year-old male driver purchasing a full-coverage policy, which included $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. It’s important to note that while this data provides a helpful benchmark, your own insurance costs may vary based on personal factors like age, driving history, location, vehicle model, and chosen coverage limits.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Toyota Prius C?
Yes, you will need to provide proof of insurance before you can drive your Toyota Prius C off the dealership lot. It’s best to purchase a policy in advance and notify your insurance company that you’re about to buy the car. This way, you ensure you’re covered from the moment you take possession of the vehicle, rather than relying on dealership-provided insurance, which may not offer the best coverage options or pricing.
How Can You Get The Cheapest Insurance For Your Toyota Prius C?
The best way to find the cheapest rates for your Toyota Prius C is by shopping around and comparing quotes from different auto insurance companies. By using tools like Insuranceopedia, you can easily compare quotes from multiple providers, ensuring that you get the best deal that suits your needs and budget.
