Toyota Prius Prime Car Insurance Cost

Insuring a Toyota Prius Prime with Mercury usually costs around $1,264 per year. However, the actual price can vary depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.

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Updated: 22 June 2024
Written by Bob Phillips
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If you’re considering buying a Toyota Prius Prime, it’s important to think about the cost of insurance. Insurance is a significant part of owning a car, so understanding the financial commitment before you decide is crucial.

Choosing the right car insurance helps you avoid unexpected and costly surprises later. Adequate coverage is essential to prevent large out-of-pocket expenses in case of an accident. Additionally, being at fault in an accident can lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.

 

How Much Does Toyota Prius Prime Car Insurance Cost?

Mercury usually offers the best deal, charging about $1,264 per year for full coverage insurance on a 2024 Toyota Prius Prime.

While Mercury’s rate is a good starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Having a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area usually leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you get the best deal possible.

2024 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
Mercury $1,264
USAA $1,441
Esurance $1,646
Unitrin $1,686
California Capital $1,950
21st Century $2,131
Farmers $2,168
Alliance United $2,416
Bristol West $2,423
Nationwide $2,446

2023 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
National General $708
Mercury $1,533
USAA $1,613
Esurance $1,668
Unitrin $1,941
California Capital $2,086
21st Century $2,154
Farmers $2,321
Allstate $2,374
CSAA $2,587

2022 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
Safeco $371
American National P $751
New York Central Mutual Fire $1,057
Virginia Farm Bureau $1,230
Plymouth Rock Assurance $1,239
Erie $1,500
Norfolk and Dedham Group $1,569
Penn National $1,538
Arbella Insurance Group $1,654
USAA $1,762

2021 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $1,108
Atlantic States Insurance $1,188
SECURA Insurance $1,232
Permanent General $1,322
American Independent Ins Co $1,300
Plymouth Rock Assurance $1,430
Dairyland $1,606
New Jersey Manufacturers $1,590
USAA $1,999
Norfolk and Dedham Group $2,106

2020 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
National General $529
Texas Farm Bureau Group $902
MMG Insurance Company $1,114
Auto-Owners Insurance Co $1,163
New Jersey Manufacturers $1,227
Donegal Mutual Insurance Co $1,298
Mercury Insurance Company $1,344
Penn National $1,396
Shelter $1,385
Capital Insurance Group $1,494

2019 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $787
PEMCO $964
Frankenmuth Mutual $994
Hastings Mutual Insurance Co $1,091
Capital Insurance Group $1,114
Grange Mutual $1,127
Auto-Owners Insurance Co $1,121
Central Mutual Insurance Co $1,124
Erie $1,170
Ohio Mutual Ins Group $1,193

2018 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
American National P $426
Plymouth Rock Assurance $484
Safeco $541
SECURA Insurance $808
New Jersey Manufacturers $1,051
Farm Bureau Mutual (IA Group) $1,131
Pekin Insurance $1,131
Norfolk and Dedham Group $1,192
Kentucky Farm Bureau $1,175
Auto-Owners Insurance Co $1,193

2017 Toyota Prius Prime Insurance Rates

Insurance Provider Average Annual Cost
Safeco $312
NatGen Custom 360 $431
Capital Insurance Group $924
SECURA Insurance $1,034
Shelter $1,196
Farm Bureau Mutual (IA Group) $1,257
Texas Farm Bureau Group $1,260
Virginia Farm Bureau $1,424
Norfolk and Dedham Group $1,435
Safety Group $1,500

FAQs

Who has the cheapest car insurance for a Toyota Prius Prime?

In 2024, Mercury provides the most budget-friendly car insurance rates for the Toyota Prius Prime.

Which company offers the best car insurance for a Toyota Prius Prime?

Taking into account their low prices, comprehensive coverage, and excellent customer service ratings, we believe Mercury offers the best car insurance option for a Toyota Prius Prime.

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