Mercedes-Benz E-Class Car Insurance Cost 2025
The average cost of insuring a Mercedes-Benz E-Class is around between $1,800 and $2,400 annually. However, the actual price may differ depending on factors like your age, the car’s model year, and other variables. Check out our quote tables below to get a personalized estimate.
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Insuring a Mercedes-Benz E-Class typically costs between $1,800 and $2,400 annually, depending on factors such as model year, trim level, driver profile, and location. For instance, a 40-year-old driver with a clean record might pay around $1,612 per year, while a 16-year-old could face premiums up to $5,742 annually. The 2023 E-Class model averages approximately $3,762 per year, with some providers offering rates as low as $1,597. These premiums reflect the vehicle’s luxury status, advanced safety features, and repair costs. To obtain the most accurate rates, it’s advisable to compare quotes from multiple insurance providers.
How Much Does Mercedes-Benz E-Class Car Insurance Cost?
On average, Mercedes-Benz E-Class drivers can secure car insurance between $1,800 and $2,400 per year.
Car insurance costs can vary widely based on several factors, including your location, driving history, car model year, and the coverage options you choose. A clean driving record can help lower your premiums, while accidents or traffic violations may increase them.
Living in a high-traffic urban area can also lead to higher rates compared to rural locations with less congestion. Additionally, your choice of coverage affects the cost—comprehensive insurance, which includes both collision and comprehensive coverage, is generally more expensive than basic liability coverage.
As shown in the table below, insuring a Mercedes-Benz E-Class tends to be pricier than the average for all Mercedes models but remains more affordable than the overall average for all vehicles.
Insuranceopedia can help you compare quotes from different providers, making it easier to find the best insurance deal for your needs.
| Vehicle | Average Monthly Premium |
| Mercedes-Benz E-Class | $201 |
| All Mercedes | $192 |
| All Cars | $175 |
Average Insurance Cost Of Mercedes-Benz E-Class By Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz E-Class$4,020 | $3,781 |
| 2024 Mercedes-Benz E-Class | $4,020 |
| 2023 Mercedes-Benz E-Class | $3,762 |
| 2022 Mercedes-Benz E-Class | $1,321 |
| 2021 Mercedes-Benz E-Class | $1,727 |
| 2020 Mercedes-Benz E-Class | $1,327 |
| 2019 Mercedes-Benz E-Class | $1,101 |
| 2018 Mercedes-Benz E-Class | $1,206 |
| 2017 Mercedes-Benz E-Class | $1,075 |
| 2016 Mercedes-Benz E-Class | $972 |
| 2015 Mercedes-Benz E-Class | $651 |
| 2014 Mercedes-Benz E-Class | $466 |
| 2013 Mercedes-Benz E-Class | $743 |
| 2012 Mercedes-Benz E-Class | $659 |
| 2011 Mercedes-Benz E-Class | $737 |
| 2010 Mercedes-Benz E-Class | $784 |
2025 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz E-Class is $3,781. However, Direct Auto offers the cheapest rates, averaging $1,786 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,786 |
| California Capital | $2,674 |
| 21st Century | $3,676 |
| Safeco | $3,698 |
| Mercury | $3,815 |
| USAA | $3,881 |
| Grange | $4,176 |
| CSAA | $4,470 |
| Farmers | $4,600 |
| Alliance United | $5,035 |
2024 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz E-Class is $4,020. However, Direct Auto offers the cheapest rates, averaging $1,786 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,786 |
| California Capital | $2,874 |
| 21st Century | $3,994 |
| Safeco | $3,614 |
| Mercury | $4,014 |
| USAA | $3,979 |
| Grange | $4,497 |
| CSAA | $4,893 |
| Farmers | $4,912 |
| Alliance United | $5,636 |
2023 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2023 Mercedes-Benz E-Class is $3,762. However, Direct Auto offers the cheapest rates, averaging $1,597 per year.
| Insurance Provider | Average Annual Cost |
| 21st Century | $3,676 |
| Alliance United | $5,035 |
| Grange | $4,176 |
| Mercury | $3,815 |
| Direct Auto | $1,597 |
| Safeco | $3,698 |
| California Capital | $2,674 |
| CSAA | $4,470 |
| Farmers | $4,600 |
| USAA | $3,881 |
2022 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz E-Class is $1,321. However, Mercury Insurance offers the cheapest rates, averaging $759 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $991 |
| New Jersey Manufacturers | $1,826 |
| SECURA Insurance | $1,473 |
| Virginia Farm Bureau | $1,334 |
| Mercury Insurance | $759 |
| Clearcover | $1,149 |
| Pekin Insurance | $943 |
| GMAC Insurance Group | $1,580 |
| Country | $1,710 |
| North Carolina Farm Bureau | $1,440 |
2021 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz E-Class is $1,727. However, Safeco offers the cheapest rates, averaging $668 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,464 |
| Direct Auto | $2,542 |
| Penn National | $2,105 |
| New Jersey Manufacturers | $1,547 |
| Safeco | $668 |
| Clearcover | $1,490 |
| Dairyland FR Bond | $828 |
| California Capital | $2,266 |
| Dairyland Broadform | $2,254 |
| Mercury Insurance | $2,106 |
2020 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz E-Class is $1,327. However, Safeco offers the cheapest rates, averaging $402 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $871 |
| Plymouth Rock | $1,821 |
| Country | $1,705 |
| MMG Insurance Company | $1,487 |
| Safeco | $402 |
| Countryway Insurance | $1,083 |
| American National P | $706 |
| Mercury Insurance | $1,768 |
| Auto-Owners Insurance Co | $1,757 |
| Southern Farm Bureau | $1,669 |
2019 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz E-Class is $1,101. However, American National P offers the cheapest rates, averaging $582 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $790 |
| Western Reserve | $1,499 |
| Texas Farm Bureau Group | $1,328 |
| Mercury Insurance Company | $1,004 |
| American National P | $582 |
| Mercury Insurance | $903 |
| Safeco | $595 |
| SECURA Insurance | $1,467 |
| Kemper Personal Insurance | $1,526 |
| Southern Farm Bureau | $1,318 |
2018 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz E-Class is $1,206. However, Safeco offers the cheapest rates, averaging $645 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,209 |
| Capital Insurance Group | $1,464 |
| SECURA Insurance | $1,330 |
| Mercury Insurance | $1,221 |
| Safeco | $645 |
| SafeAuto | $1,179 |
| Pekin Insurance | $966 |
| Clearcover | $1,388 |
| North Carolina Farm Bureau | $1,392 |
| PEMCO | $1,269 |
2017 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz E-Class is $1,075. However, Safeco offers the cheapest rates, averaging $113 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $807 |
| SECURA Insurance | $1,583 |
| Virginia Farm Bureau | $1,386 |
| Mercury Insurance | $1,097 |
| Safeco | $113 |
| Kemper Auto Premier | $941 |
| American National P | $676 |
| North Carolina Farm Bureau | $1,406 |
| PEMCO | $1,551 |
| Texas Farm Bureau Group | $1,186 |
Find Affordable Mercedes-Benz E-Class Insurance Rates
2016 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz E-Class is $972. However, Safeco offers the cheapest rates, averaging $230 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $510 |
| Farm Bureau Mutual (IA Group) | $1,327 |
| Tennessee Farmers | $1,248 |
| North Carolina Farm Bureau | $1,162 |
| Safeco | $230 |
| SECURA Insurance | $1,129 |
| Mercury Insurance | $304 |
| MO Farm Bureau Services | $1,284 |
| Texas Farm Bureau Group | $1,298 |
| Southern Farm Bureau | $1,228 |
2015 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz E-Class is $651. However, Safeco offers the cheapest rates, averaging $52 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $345 |
| Plymouth Rock Assurance | $1,030 |
| SafeAuto | $906 |
| American National P | $632 |
| Safeco | $52 |
| Mercury Insurance | $585 |
| Kemper Auto | $327 |
| Pekin Insurance | $948 |
| Dairyland | $924 |
| Virginia Farm Bureau | $757 |
2014 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz E-Class is $466. However, Safeco offers the cheapest rates, averaging $113 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $256 |
| North Carolina Farm Bureau | $1,094 |
| Kemper Personal Insurance | $440 |
| Mercury Insurance | $303 |
| Safeco | $113 |
| AssuranceAmerica Mobile Max | $284 |
| Kemper Auto Premier | $191 |
| American National P | $603 |
| Utica National Ins Group | $1,049 |
| NatGen Value | $326 |
2013 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2013 Mercedes-Benz E-Class is $743. However, Safeco offers the cheapest rates, averaging $259 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $704 |
| Kemper Auto Premier | $1,045 |
| Mercury Insurance | $869 |
| Pekin Insurance | $738 |
| Safeco | $259 |
| American National P | $714 |
| SafeAuto | $411 |
| NatGen Value | $927 |
| North Carolina Farm Bureau | $970 |
| Kemper Auto | Infinity | $795 |
2012 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2012 Mercedes-Benz E-Class is $659. However, Mercury Insurance offers the cheapest rates, averaging $158 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $399 |
| Farmers Mutual of Nebraska | $920 |
| NatGen Custom 360 | $901 |
| American National P | $735 |
| Safeco | $196 |
| Kemper Auto Premier | $562 |
| Mercury Insurance | $158 |
| Buckeye Insurance Group | $892 |
| Virginia Farm Bureau | $973 |
| SECURA Insurance | $855 |
2011 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2011 Mercedes-Benz E-Class is $737. However, Safeco offers the cheapest rates, averaging $163 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $512 |
| Virginia Farm Bureau | $1,086 |
| Kemper Auto Premium | $893 |
| NatGen PPA | $794 |
| Safeco | $163 |
| Dairyland FR Bond | $683 |
| Mercury Insurance | $392 |
| SECURA Insurance | $921 |
| Southern Farm Bureau | $1,080 |
| Dairyland Broadform | $846 |
2010 Mercedes-Benz E-Class Insurance Rates
The average annual insurance cost for a 2010 Mercedes-Benz E-Class is $784. However, Safeco offers the cheapest rates, averaging $116 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $688 |
| Farm Bureau Mutual (IA Group) | $1,005 |
| Mississippi Farm Bureau | $924 |
| SECURA Insurance | $864 |
| Safeco | $116 |
| Pekin Insurance | $867 |
| American National P | $586 |
| North Carolina Farm Bureau | $924 |
| PEMCO | $949 |
| Mercury Insurance Company | $919 |
Find Affordable Mercedes-Benz E-Class Insurance Rates
Is A Mercedes-Benz E-Class Expensive To Insure?
Insuring a Mercedes-Benz E-Class can be relatively costly, primarily due to its luxury status and advanced features. For example, the average annual insurance premium for a 2023 E-Class is approximately $3,762, with some providers offering rates as low as $1,597 per year . Factors influencing these premiums include the vehicle’s high market value, sophisticated technology, and expensive repair costs. Additionally, insurance rates can vary significantly based on the driver’s age, driving history, and location. For instance, a 40-year-old driver might pay around $1,612 annually, while a 16-year-old could face premiums up to $5,742 per year . To obtain the most accurate rates, it’s advisable to compare quotes from multiple insurance providers.
Cost of Mercedes-Benz E-Class Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums since they are statistically more likely to be involved in accidents. However, as drivers get older and gain more experience, their insurance costs tend to decrease due to a lower risk profile.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,819 | $18,826 | $22,033 |
| 18 | $11,970 | $17,531 | $20,512 |
| 19 | $10,555 | $15,530 | $18,127 |
| 20 | $9,245 | $13,487 | $15,822 |
| 21 | $7,705 | $11,342 | $13,257 |
| 22 | $7,523 | $11,053 | $12,920 |
| 23 | $6,557 | $9,672 | $11,292 |
| 24 | $6,237 | $9,201 | $10,744 |
| 25 | $5,413 | $7,921 | $9,238 |
| 30 | $4,230 | $6,207 | $7,179 |
| 35 | $3,926 | $5,785 | $6,768 |
| 40 | $3,753 | $5,513 | $6,517 |
| 45 | $3,706 | $5,402 | $6,291 |
| 55 | $3,405 | $4,952 | $5,799 |
| 65 | $3,519 | $5,174 | $6,053 |
| 75 | $4,427 | $6,555 | $7,648 |
Mercedes-Benz E-Class Car Insurance Rates By State
Your location is a major factor in how insurance companies determine rates. Each state has its own auto insurance regulations—for instance, Michigan drivers often pay higher premiums due to the state’s stricter coverage requirements.
Climate also plays a role, as areas prone to extreme weather events like hurricanes, storms, or flooding may have higher insurance costs. Additionally, insurers assess local crime rates, accident statistics, and vehicle theft data when calculating your specific Mercedes-Benz E-Class insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,003 | $5,848 | $7,421 |
| Alaska | $3,321 | $4,601 | $4,497 |
| Arizona | $3,742 | $5,378 | $8,000 |
| Arkansas | $4,102 | $6,450 | $7,114 |
| California | $4,579 | $8,119 | $4,568 |
| Colorado | $4,266 | $5,967 | $7,613 |
| Connecticut | $5,479 | $8,436 | $10,738 |
| Delaware | $4,529 | $6,020 | $7,727 |
| Florida | $5,391 | $7,449 | $9,706 |
| Georgia | $4,383 | $6,577 | $6,602 |
| Hawaii | $1,764 | $2,351 | $1,762 |
| Idaho | $3,049 | $4,030 | $4,946 |
| Illinois | $3,219 | $4,816 | $5,494 |
| Indiana | $3,291 | $4,987 | $5,661 |
| Iowa | $2,596 | $3,557 | $4,207 |
| Kansas | $3,469 | $5,035 | $5,857 |
| Kentucky | $4,984 | $7,326 | $8,621 |
| Louisiana | $6,420 | $9,673 | $10,492 |
| Maine | $2,415 | $3,312 | $4,968 |
| Maryland | $3,891 | $5,669 | $6,290 |
| Massachusetts | $3,167 | $5,497 | $3,150 |
| Michigan | $7,595 | $11,535 | $18,204 |
| Minnesota | $3,126 | $4,151 | $5,868 |
| Mississippi | $3,760 | $5,382 | $5,435 |
| Missouri | $3,538 | $5,102 | $6,698 |
| Montana | $3,621 | $5,011 | $5,833 |
| Nebraska | $3,061 | $4,522 | $4,926 |
| Nevada | $5,021 | $7,459 | $7,876 |
| New Hampshire | $3,477 | $5,543 | $6,995 |
| New Jersey | $3,867 | $6,035 | $7,883 |
| New Mexico | $3,934 | $5,835 | $6,041 |
| New York | $3,692 | $4,608 | $7,672 |
| North Carolina | $2,228 | $3,857 | $2,773 |
| North Dakota | $3,082 | $4,734 | $5,574 |
| Ohio | $2,758 | $4,231 | $4,396 |
| Oklahoma | $4,386 | $6,302 | $7,102 |
| Oregon | $4,030 | $5,396 | $6,437 |
| Pennsylvania | $3,399 | $4,960 | $5,815 |
| Rhode Island | $5,641 | $8,261 | $9,332 |
| South Carolina | $3,798 | $5,289 | $7,339 |
| South Dakota | $3,462 | $4,957 | $5,717 |
| Tennessee | $4,077 | $5,948 | $7,900 |
| Texas | $4,092 | $5,858 | $7,303 |
| Utah | $3,441 | $4,851 | $6,673 |
| Vermont | $2,655 | $4,103 | $4,310 |
| Virginia | $2,497 | $3,882 | $3,761 |
| Washington | $3,361 | $4,514 | $5,412 |
| West Virginia | $3,347 | $4,819 | $5,996 |
| Wisconsin | $3,357 | $5,210 | $5,905 |
| Wyoming | $3,124 | $4,364 | $4,661 |
Find Affordable Mercedes-Benz E-Class Insurance Rates
Cheapest Car Insurance Companies For A Mercedes-Benz E-Class
Among the listed providers, Mercury Insurance offers the most affordable monthly premium at $61, making it the cheapest option. On the other hand, Virginia Farm Bureau has the highest monthly premium at $110, positioning it as the most expensive in this selection. Pekin Insurance, Liberty Mutual, and Clearcover fall in between, providing moderate pricing options.
These premiums are influenced by various factors, including the insurer’s assessment of risk associated with luxury vehicles like the Mercedes-Benz E-Class. It’s advisable to obtain personalized quotes, as premiums can vary based on individual circumstances such as driving history, location, and coverage preferences.
| Company | Average Monthly Rate |
| Mercury Insurance | $61 |
| Liberty Mutual | $85 |
| Clearcover | $95 |
| Pekin Insurance | $79 |
| Virginia Farm Bureau | $110 |
Common Mercedes-Benz E-Class Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers different savings, here are some common discounts you may qualify for:
- Multi-policy discount – Bundling your auto and home insurance with the same provider can lower your premium.
- Annual payment discount – Paying your premium in full instead of monthly can often result in savings.
- Defensive driving discount – Completing a certified defensive driving course may make you eligible for lower rates.
Additional discounts may be available, so it’s best to consult your insurance agent to find out which ones apply to you.
Ways To Save On Mercedes-Benz E-Class Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Mercedes-Benz E-Class insurance costs low. Traffic violations, such as a speeding ticket, can raise your premiums to around $85 per month, while multiple accidents can increase it to about $131 per month. By avoiding these incidents, you can keep your insurance rates down. Additionally, driving fewer miles annually also helps reduce costs, as it lowers your risk of accidents. Drivers who log between 5,001–7,500 miles per year can expect to pay around $82 per month, while those driving over 10,000 miles annually typically pay $80 per month. Keeping a clean record and limiting your driving are effective ways to save on insurance.
Compare Mercedes-Benz E-Class To Other Mercedes Models
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Our Methodology
To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the rates provided in this guide may vary based on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz E-Class?
Yes, you’ll need to show proof of insurance before driving your Mercedes-Benz E-Class off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than relying on the dealership to arrange insurance for you.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz E-Class?
The most effective way to find the cheapest rates for your Mercedes-Benz E-Class is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website.
