Mercedes-Benz G Car Insurance Cost 2025
Insuring a Mercedes-Benz G usually costs about $4,851 per year with Mercury Insurance Company. However, the exact price can vary depending on your age, the car’s model year, and other factors. You can use the quote tables below to get a personalized estimate.
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Insuring a Mercedes-Benz G-Class is notably more expensive than many other vehicles, reflecting its luxury status and high performance. On average, annual premiums for the G-Class hover around $4,851, significantly surpassing the national average for luxury SUVs by approximately $1,956. Monthly insurance costs can vary widely, ranging from $238 to $558, influenced by factors such as the driver’s age, location, driving history, and the specific model year of the G-Class.
For instance, the G 550 4MATIC model averages about $475 per month for a 30-year-old driver. These elevated premiums are attributed to the vehicle’s high market value, advanced technology, and costly repairs. To secure the most accurate and competitive rates, it’s advisable to compare quotes from multiple insurance providers.
How Much Does Mercedes-Benz G Car Insurance Cost?
Generally, Mercury Insurance Company offers the best price, charging about $4,851 per year for full coverage insurance on a 2024 Mercedes-Benz G.
While Mercury Insurance Company’s rate provides a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to multiple factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. A clean driving record often results in lower premiums, while a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, including both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.
Average Insurance Cost Of Mercedes-Benz G Model Year
| Model Year | Average Premium |
| 2025 Mercedes-Benz G | $2,330 |
| 2024 Mercedes-Benz G | $2,969 |
| 2023 Mercedes-Benz G | $3,718 |
| 2022 Mercedes-Benz G | $2,719 |
| 2021 Mercedes-Benz G | $3,637 |
| 2020 Mercedes-Benz G | $3,007 |
| 2019 Mercedes-Benz G | $2,389 |
| 2018 Mercedes-Benz G | $1,828 |
| 2017 Mercedes-Benz G | $4,449 |
| 2016 Mercedes-Benz G | $2,303 |
| 2015 Mercedes-Benz G | $2,358 |
| 2014 Mercedes-Benz G | $2,883 |
| 2013 Mercedes-Benz G | $1,828 |
| 2012 Mercedes-Benz G | $2,068 |
| 2011 Mercedes-Benz G | $1,837 |
| 2010 Mercedes-Benz G | $5,091 |
2025 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2025 Mercedes-Benz G is $2,330. However, Tennessee Farmers offers the cheapest rates, averaging $1,380 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,380 |
| American Family | $1,766 |
| Plymouth Rock Insurance | $1,886 |
| 21st Century | $2,170 |
| Infinity | $2,222 |
| Nationwide | $2,513 |
| Mercury | $2,610 |
| Arbella | $2,810 |
| Progressive | $2,847 |
| State Farm | $3,100 |
2024 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2024 Mercedes-Benz G is $2,969. However, Mercury Insurance Company offers the cheapest rates, averaging $916 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,352 |
| Unitrin | $4,551 |
| Alliance United | $3,301 |
| Bristol West | $2,704 |
| Mercury Insurance Company | $916 |
| Esurance | $2,364 |
| Dairyland Auto | $1,925 |
| Nationwide | $4,211 |
| Auto Club | $4,399 |
| Mercury | $2,969 |
2023 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2023 Mercedes-Benz G is $3,718. However, Mercury Insurance Company offers the cheapest rates, averaging $893 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $2,594 |
| Allstate | $5,520 |
| 21st Century | $4,746 |
| Bristol West | $4,279 |
| Mercury Insurance Company | $893 |
| California Capital | $2,922 |
| Dairyland Auto | $1,898 |
| Unitrin | $4,780 |
| Alliance United | $5,198 |
| Mercury | $4,351 |
2022 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2022 Mercedes-Benz G is $2,719. However, Mercury Insurance Company offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,904 |
| Nationwide | $4,056 |
| Unitrin | $3,315 |
| Mercury | $2,561 |
| Mercury Insurance Company | $851 |
| California Capital | $2,322 |
| Dairyland Auto | $1,887 |
| Alliance United | $3,685 |
| Allstate | $3,834 |
| Bristol West | $2,773 |
2021 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2021 Mercedes-Benz G is $3,637. However, Travelers offers the cheapest rates, averaging $1,820 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,932 |
| State Farm | $4,960 |
| Unitrin | $4,086 |
| California Capital | $3,138 |
| Travelers | $1,820 |
| Erie | $3,047 |
| Esurance | $2,929 |
| Mercury | $4,748 |
| Bristol West | $4,867 |
| Auto-Owners Insurance Co | $3,841 |
2020 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2020 Mercedes-Benz G is $3,007. However, Mercury Insurance Company offers the cheapest rates, averaging $868 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,441 |
| 21st Century | $4,766 |
| Unitrin | $4,278 |
| California Capital | $2,524 |
| Mercury Insurance Company | $868 |
| Esurance | $2,439 |
| Dairyland Auto | $1,289 |
| Alliance United | $4,315 |
| Mercury | $4,354 |
| Bristol West | $3,791 |
2019 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2019 Mercedes-Benz G is $2,389. However, Capital Insurance Group offers the cheapest rates, averaging $1,105 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,749 |
| California Capital | $3,534 |
| Esurance | $2,766 |
| PEMCO | $2,212 |
| Capital Insurance Group | $1,105 |
| Mutual Of Enumclaw | $2,198 |
| Oregon Mutual | $1,330 |
| NatGen Value | $2,962 |
| Allied | $3,294 |
| Unigard | $2,739 |
2018 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2018 Mercedes-Benz G is $1,828. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,418 |
| Motorists Mutual | $2,532 |
| California Capital | $2,167 |
| Dairyland Auto | $1,921 |
| Hastings Mutual Insurance Co | $851 |
| Auto-Owners Insurance Co | $1,661 |
| Mercury Insurance Company | $887 |
| Western Reserve | $2,310 |
| Penn National | $2,520 |
| Esurance | $2,016 |
2017 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2017 Mercedes-Benz G is $4,449. However, Mercury offers the cheapest rates, averaging $2,543 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $3,861 |
| Direct General Insurance | $6,263 |
| Dairyland Auto | $4,621 |
| Allied | $4,482 |
| Mercury | $2,543 |
| United Automobile Ins Group | $4,264 |
| State Farm | $2,726 |
| National General RAD | $5,204 |
| Metropolitan | $5,987 |
| Allstate | $4,537 |
2016 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2016 Mercedes-Benz G is $2,303. However, Esurance offers the cheapest rates, averaging $1,123 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $1,919 |
| Auto Club | $3,241 |
| Hartford | $2,487 |
| 21st Century | $2,277 |
| Esurance | $1,123 |
| Mercury | $2,083 |
| Unitrin | $1,813 |
| Alliance United | $2,590 |
| Grange | $3,138 |
| Bristol West | $2,363 |
2015 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2015 Mercedes-Benz G is $2,358. However, Esurance offers the cheapest rates, averaging $1,069 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,016 |
| State Farm | $3,235 |
| Hartford | $2,631 |
| Bristol West | $2,320 |
| Esurance | $1,069 |
| California Capital | $2,118 |
| NatGen Value | $1,646 |
| Alliance United | $2,913 |
| Allstate | $3,220 |
| Mercury | $2,416 |
2014 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2014 Mercedes-Benz G is $2,883. However, Esurance offers the cheapest rates, averaging $1,396 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,169 |
| Alliance United | $3,909 |
| Allstate | $3,276 |
| Bristol West | $2,740 |
| Esurance | $1,396 |
| Mercury | $2,684 |
| Unitrin | $2,135 |
| Auto Club | $3,671 |
| Grange | $3,782 |
| Hartford | $3,072 |
2013 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2013 Mercedes-Benz G is $1,828. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,335 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $1,409 |
| USAA | $2,716 |
| Nationwide | $1,969 |
| State Farm | $1,600 |
| Texas Farm Bureau Group | $879 |
| National General | $1,500 |
| Esurance | $1,335 |
| Republic Indemnity | $2,424 |
| Safeco | $2,645 |
| Mercury | $1,802 |
2012 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2012 Mercedes-Benz G is $2,068. However, SECURA Insurance offers the cheapest rates, averaging $958 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $1,929 |
| Mercury Insurance Company | $2,778 |
| Wolverine Mutual | $2,290 |
| Auto-Owners Insurance Co | $1,967 |
| SECURA Insurance | $958 |
| Hastings Mutual Insurance Co | $1,939 |
| Pioneer State Mutual Ins Co | $1,384 |
| MEEMIC Insurance Company | $2,688 |
| Esurance | $2,727 |
| Chubb | $2,018 |
2011 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2011 Mercedes-Benz G is $1,837. However, Esurance offers the cheapest rates, averaging $1,056 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,304 |
| Unitrin | $2,308 |
| Erie | $2,150 |
| California Capital | $2,019 |
| Esurance | $1,056 |
| Auto-Owners Insurance Co | $1,664 |
| Grange Mutual | $1,263 |
| Westfield | $2,217 |
| Tennessee Farmers | $2,312 |
| State Farm | $2,078 |
2010 Mercedes-Benz G Insurance Rates
The average annual insurance cost for a 2010 Mercedes-Benz G is $5,091. However, Esurance offers the cheapest rates, averaging $2,749per year.
| Insurance Provider | Average Annual Cost |
| Bristol West | $4,546 |
| Auto Club | $7,017 |
| Mercury Insurance Company | $5,473 |
| Unitrin | $4,753 |
| Esurance | $2,749 |
| Dairyland Auto 6 Month | $4,627 |
| California Capital | $2,873 |
| CSAA | $6,734 |
| Hartford | $6,999 |
| Grange | $5,141 |
Find Affordable Mercedes-Benz G Car Insurance
Are Mercedes-Benz G-Class Expensive To Insure?
Insuring a Mercedes-Benz G-Class is generally more expensive than covering many other vehicles. The average annual premium for an G-Class is approximately $3,785, translating to about $315 per month. This elevated cost is attributed to factors such as the car’s high market value, advanced technology, and expensive repair costs. Insurance rates can vary significantly based on factors like the driver’s age, driving history, and location. For instance, premiums for the 2024 G-Class model average around $4,020 annually. To obtain the most accurate rates, it’s advisable to compare quotes from multiple insurance providers.
Cost of Mercedes-Benz G Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,446 | $24,090 | $28,239 |
| 18 | $15,286 | $22,502 | $26,300 |
| 19 | $13,532 | $19,855 | $23,261 |
| 20 | $11,813 | $17,319 | $20,272 |
| 21 | $9,918 | $14,545 | $16,985 |
| 22 | $9,600 | $14,141 | $16,571 |
| 23 | $8,431 | $12,421 | $14,488 |
| 24 | $8,041 | $11,772 | $13,776 |
| 25 | $6,921 | $10,185 | $11,869 |
| 30 | $5,366 | $7,923 | $9,257 |
| 35 | $5,033 | $7,412 | $8,648 |
| 40 | $4,846 | $7,133 | $8,324 |
| 45 | $4,742 | $6,903 | $8,090 |
| 55 | $4,317 | $6,324 | $7,409 |
| 65 | $4,548 | $6,659 | $7,749 |
| 75 | $5,669 | $8,392 | $9,812 |
Mercedes-Benz G Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,160 | $7,461 | $9,517 |
| Alaska | $4,246 | $5,888 | $5,767 |
| Arizona | $4,807 | $6,968 | $10,224 |
| Arkansas | $5,266 | $8,302 | $9,137 |
| California | $5,873 | $10,385 | $5,835 |
| Colorado | $5,477 | $7,658 | $9,712 |
| Connecticut | $7,006 | $10,881 | $13,761 |
| Delaware | $5,783 | $7,718 | $9,911 |
| Florida | $6,881 | $9,554 | $12,421 |
| Georgia | $5,608 | $8,425 | $8,465 |
| Hawaii | $2,244 | $3,045 | $2,274 |
| Idaho | $3,919 | $5,206 | $6,301 |
| Illinois | $4,079 | $6,192 | $7,031 |
| Indiana | $4,215 | $6,434 | $7,207 |
| Iowa | $3,353 | $4,566 | $5,360 |
| Kansas | $4,424 | $6,458 | $7,557 |
| Kentucky | $6,386 | $9,395 | $11,097 |
| Louisiana | $8,187 | $12,414 | $13,419 |
| Maine | $3,079 | $4,325 | $6,289 |
| Maryland | $5,064 | $7,295 | $8,130 |
| Massachusetts | $3,992 | $7,034 | $4,011 |
| Michigan | $9,700 | $14,794 | $23,332 |
| Minnesota | $4,013 | $5,345 | $7,517 |
| Mississippi | $4,787 | $6,880 | $6,962 |
| Missouri | $4,541 | $6,465 | $8,563 |
| Montana | $4,609 | $6,421 | $7,513 |
| Nebraska | $3,902 | $5,784 | $6,299 |
| Nevada | $6,460 | $9,570 | $10,079 |
| New Hampshire | $4,480 | $7,080 | $8,990 |
| New Jersey | $4,979 | $7,786 | $10,161 |
| New Mexico | $5,033 | $7,512 | $7,746 |
| New York | $4,675 | $5,896 | $9,803 |
| North Carolina | $2,867 | $4,976 | $3,567 |
| North Dakota | $3,986 | $6,024 | $7,133 |
| Ohio | $3,552 | $5,487 | $5,580 |
| Oklahoma | $5,640 | $8,093 | $9,063 |
| Oregon | $5,140 | $6,897 | $8,235 |
| Pennsylvania | $4,333 | $6,389 | $7,452 |
| Rhode Island | $7,218 | $10,592 | $11,914 |
| South Carolina | $4,877 | $6,788 | $9,385 |
| South Dakota | $4,358 | $6,363 | $7,359 |
| Tennessee | $5,179 | $7,627 | $10,121 |
| Texas | $5,242 | $7,572 | $9,378 |
| Utah | $4,432 | $6,193 | $8,564 |
| Vermont | $3,388 | $5,283 | $5,544 |
| Virginia | $3,213 | $4,898 | $4,820 |
| Washington | $4,269 | $5,781 | $6,879 |
| West Virginia | $4,304 | $6,141 | $7,698 |
| Wisconsin | $4,288 | $6,688 | $7,622 |
| Wyoming | $4,015 | $5,614 | $5,929 |
Cheapest Car Insurance Companies For A Mercedes-Benz G-Class
Among the listed providers, Mercury Insurance offers the most affordable monthly premium at $61, making it the cheapest option. On the other hand, Virginia Farm Bureau has the highest monthly premium at $110, positioning it as the most expensive in this selection. Pekin Insurance, Liberty Mutual, and Clearcover fall in between, providing moderate pricing options.
These premiums are influenced by various factors, including the insurer’s assessment of risk associated with luxury vehicles like the Mercedes-Benz E-Class. It’s advisable to obtain personalized quotes, as premiums can vary based on individual circumstances such as driving history, location, and coverage preferences.
| Insurance Company | Average Monthly Rate |
|---|---|
| Mercury Insurance | $61 |
| Liberty Mutual | $85 |
| Clearcover | $95 |
| Pekin Insurance | $79 |
| Virginia Farm Bureau | $110 |
Common Mercedes-Benz G Insurance Discounts
Taking advantage of discounts is an effective way to reduce your car insurance premiums. While each insurer has its own set of discounts, there are a few common ones worth exploring:
- Multi-policy discount: Bundling your auto insurance with another policy, like homeowners insurance, can often lead to savings.
- Annual payment discount: Paying your premium in full upfront, instead of monthly, may qualify you for a lower rate.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced premiums.
There may be other discounts available as well, so it’s a good idea to speak with your insurance agent. They can help you identify and apply for any that you qualify for.
Compare Mercedes-Benz G To Other Mercedes Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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FAQs
Do You Need Insurance Before You Can Purchase A Mercedes-Benz G?
Yes, you’ll need to show proof of insurance before you can take your Mercedes-Benz G off the dealership lot. It’s best to purchase a policy ahead of time and inform your insurance provider that you’re about to buy the vehicle, rather than relying on the dealership to handle your coverage.
How Can You Get The Cheapest Insurance For Your Mercedes-Benz G?
To find the most affordable insurance rates for your Mercedes-Benz G, it’s wise to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this easy by letting you compare offers from multiple providers directly on their website.
