Nissan Frontier Car Insurance Cost 2025
Getting insurance for a Nissan Frontier costs an average of $1,200 per year. However, the exact cost can vary based on factors such as your age, the model year of your car, your driving history, and other considerations. To get an estimate of your specific costs, you can use the quote tables below.
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The average cost to insure a 2025 Nissan Frontier is around $1,200 per year, or roughly $100 per month for full coverage. This places the Frontier among the more affordable pickup trucks to insure, thanks to its strong safety features, moderate repair costs, and practical design.
Insurance rates can vary depending on several factors, including your driving history, age, location, credit score, and the level of coverage you select.
Drivers seeking lower premiums can often benefit from safe driver discounts, bundling policies, or raising their deductibles. Comparing quotes from multiple providers is the best way to find the best rate.
How Much Does Nissan Frontier Car Insurance Cost?
Typically, Nissan Frontier drivers can find car insurance at an average rate of $1,200 per year. However, the actual cost may vary based on factors such as your age, location, driving history, and the specific model year of the vehicle.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, which covers both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Nissan Frontier is lower compared to the average cost for all Nissan models. However, it is cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Frontier | $140 |
| All Nissans | $181 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Frontier By Model Year
| Model Year | Average Premium |
| 2025 Nissan Frontier | $1,192 |
| 2024 Nissan Frontier | $1,913 |
| 2023 Nissan Frontier | $759 |
| 2022 Nissan Frontier | $730 |
| 2021 Nissan Frontier | $809 |
| 2020 Nissan Frontier | $863 |
| 2019 Nissan Frontier | $615 |
| 2018 Nissan Frontier | $630 |
| 2017 Nissan Frontier | $537 |
| 2016 Nissan Frontier | $525 |
| 2015 Nissan Frontier | $534 |
| 2014 Nissan Frontier | $628 |
| 2013 Nissan Frontier | $641 |
| 2012 Nissan Frontier | $548 |
| 2011 Nissan Frontier | $515 |
| 2010 Nissan Frontier | $617 |
2025 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2025 Nissan Frontier is $1,192. However, State Farm offers the cheapest rates, averaging $1,090 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,100 |
| GEICO | $1,150 |
| Allstate | $1,250 |
| Nationwide | $1,200 |
| Liberty Mutual | $1,300 |
| Progressive | $1,180 |
| State Farm | $1,090 |
| Farmers Insurance | $1,270 |
| Travelers | $1,220 |
| American Family Insurance | $1,160 |
2024 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2024 Nissan Frontier is $1,913. However, Nationwide offers the cheapest rates, averaging $826 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,342 |
| Central Mutual Insurance Co | $2,854 |
| USAA | $2,145 |
| Auto-Owners Insurance Co | $2,132 |
| Nationwide | $826 |
| Dairyland Auto | $1,681 |
| Unitrin | $1,216 |
| Georgia Farm Bureau | $2,259 |
| Mercury | $2,523 |
| Safeco | $2,153 |
2023 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2023 Nissan Frontier is $759. However, Safeco offers the cheapest rates, averaging $176 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $545 |
| New York Central Mutual Fire | $1,139 |
| Erie | $1,037 |
| AssuranceAmerica | $660 |
| Safeco | $176 |
| Buckeye Insurance Group | $641 |
| Victoria | $314 |
| National General Value | $1,019 |
| Nationwide | $1,105 |
| Pekin Insurance | $951 |
2022 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2022 Nissan Frontier is $730. However, Safeco offers the cheapest rates, averaging $293 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $629 |
| Capital Insurance Group | $1,055 |
| United Farm Bureau of IN Group | $854 |
| Mercury Insurance | $746 |
| Safeco | $293 |
| National General RAD | $698 |
| NatGen Advantage | $369 |
| Wolverine Mutual | $881 |
| Norfolk and Dedham Group | $1,002 |
| Kemper Auto | $771 |
2021 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2021 Nissan Frontier is $809. However, Safeco offers the cheapest rates, averaging $502 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $805 |
| Dairyland | $960 |
| Erie | $868 |
| PEMCO | $816 |
| Safeco | $502 |
| Rural Mutual Insurance | $824 |
| Kemper Personal Insurance | $556 |
| West Bend Mutual | $907 |
| Tennessee Farmers | $983 |
| SafeAuto | $872 |
2020 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2020 Nissan Frontier is $863. However, Safeco offers the cheapest rates, averaging $81 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $847 |
| Mutual Of Enumclaw | $1,106 |
| Safety Group | $1,078 |
| Texas Farm Bureau Group | $980 |
| Safeco | $81 |
| Plymouth Rock Assurance | $919 |
| American National P | $441 |
| Oregon Mutual | $1,047 |
| Kemper Auto | Infinity | $1,106 |
| Norfolk and Dedham Group | $1,024 |
2019 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2019 Nissan Frontier is $615. However, Safeco offers the cheapest rates, averaging $103 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $573 |
| Vermont Mutual | $754 |
| Commerce Group Inc | $693 |
| Concord Group | $702 |
| Safeco | $103 |
| Colorado Farm Bureau Mutual | $636 |
| Kemper Auto | $591 |
| Mercury Insurance | $682 |
| Utica National Ins Group | $742 |
| MMG Insurance Company | $672 |
2018 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2018 Nissan Frontier is $630. However, Safeco offers the cheapest rates, averaging $225 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $593 |
| Utica National Ins Group | $831 |
| Patriot Group | $718 |
| American National P | $666 |
| Safeco | $225 |
| MMG Insurance Company | $653 |
| Dairyland Broadform | $434 |
| Countryway Insurance | $736 |
| Western Reserve | $757 |
| Mercury Insurance | $686 |
2017 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2017 Nissan Frontier is $537. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $251 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $477 |
| Pekin Insurance | $665 |
| MMG Insurance Company | $601 |
| Concord Group | $547 |
| AssuranceAmerica Mobile Max | $251 |
| NatGen Value | $526 |
| Mercury Insurance | $432 |
| Safety Group | $644 |
| NatGen PPA | $669 |
| Dairyland FR Bond | $558 |
Find Affordable Nissan Frontier Insurance Rates
2016 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2016 Nissan Frontier is $525. However, Safeco offers the cheapest rates, averaging $107 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $347 |
| PEMCO | $700 |
| NatGen Advantage | $641 |
| American National P | $544 |
| Safeco | $107 |
| Wolverine Mutual | $504 |
| Mercury Insurance | $372 |
| SECURA Insurance | $700 |
| North Carolina Farm Bureau | $696 |
| Buckeye Insurance Group | $641 |
2015 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2015 Nissan Frontier is $534. However, Safeco offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $503 |
| Plymouth Rock Assurance | $703 |
| Pekin Insurance | $578 |
| NatGen Value | $616 |
| Safeco | $244 |
| Wolverine Mutual | $524 |
| Mercury Insurance | $294 |
| West Bend Mutual | $609 |
| Buckeye Insurance Group | $651 |
| North Carolina Farm Bureau | $622 |
2014 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2014 Nissan Frontier is $628. However, Buckeye Insurance Group offers the cheapest rates, averaging $283 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $372 |
| Mississippi Farm Bureau | $901 |
| AssuranceAmerica Mobile Max | $748 |
| New York Central Mutual Fire | $697 |
| Buckeye Insurance Group | $283 |
| Western Reserve | $622 |
| Mercury Insurance | $315 |
| MO Farm Bureau Services | $776 |
| North Carolina Farm Bureau | $818 |
| Ohio Mutual Ins Group | $746 |
2013 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2013 Nissan Frontier is $641. However, Buckeye Insurance Group offers the cheapest rates, averaging $513 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $593 |
| Safeco | $801 |
| Kemper Premium | $667 |
| Kentucky Farm Bureau | $612 |
| Buckeye Insurance Group | $513 |
| PEMCO | $578 |
| NatGen Advantage | $558 |
| Mercury Insurance | $717 |
| Capital Insurance Group | $759 |
| Ohio Mutual Ins Group | $608 |
2012 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2012 Nissan Frontier is $548. However, Safeco offers the cheapest rates, averaging $299 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $446 |
| West Bend Mutual | $666 |
| Kemper Auto | Infinity | $645 |
| PEMCO | $548 |
| Safeco | $299 |
| American National P | $543 |
| Buckeye Insurance Group | $424 |
| Kentucky Farm Bureau | $651 |
| Clearcover | $662 |
| Wolverine Mutual | $592 |
2011 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2011 Nissan Frontier is $515. However, Safeco offers the cheapest rates, averaging $76 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $420 |
| Ohio Mutual Ins Group | $666 |
| PEMCO | $611 |
| IMT Insurance Company | $595 |
| Safeco | $76 |
| Pekin Insurance | $529 |
| Buckeye Insurance Group | $382 |
| Frankenmuth Mutual | $650 |
| Western Reserve | $624 |
| SECURA Insurance | $593 |
2010 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2010 Nissan Frontier is $617. However, Utica National Ins Group offers the cheapest rates, averaging $497 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $566 |
| North Carolina Farm Bureau | $699 |
| Frankenmuth Mutual | $668 |
| Buckeye Insurance Group | $619 |
| Utica National Ins Group | $497 |
| Pekin Insurance | $561 |
| PEMCO | $545 |
| Bear River | $694 |
| Ohio Mutual Ins Group | $723 |
| American National P | $598 |
Find Affordable Nissan Frontier Insurance Rates
Are Nissan Frontiers Expensive To Insure?
Insuring a 2025 Nissan Frontier is generally more affordable compared to many other midsize pickup trucks. On average, full coverage insurance costs range between $1,213 and $1,362 annually, translating to approximately $101 to $114 per month. This lower premium is attributed to the Frontier’s strong safety ratings, moderate repair costs, and its classification as a midsize truck, which often results in fewer severe claims. However, individual insurance rates can vary based on factors such as driving history, location, age, and chosen coverage levels. It’s advisable for drivers to compare quotes from multiple insurance providers to find the most competitive rates tailored to their specific circumstances.
Cost of Nissan Frontier Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers generally pay the highest premiums because they are statistically more likely to be involved in accidents. As you get older and gain more driving experience, your insurance premiums typically decrease, as you are considered a lower risk by insurers. This reduction in premiums continues as you move into older age groups, though premiums may increase again as you get much older due to perceived higher risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,612 | $11,182 | $13,074 |
| 18 | $7,078 | $10,397 | $12,184 |
| 19 | $6,250 | $9,215 | $10,773 |
| 20 | $5,504 | $8,003 | $9,392 |
| 21 | $4,592 | $6,726 | $7,852 |
| 22 | $4,468 | $6,564 | $7,660 |
| 23 | $3,942 | $5,720 | $6,676 |
| 24 | $3,724 | $5,470 | $6,384 |
| 25 | $3,197 | $4,669 | $5,476 |
| 30 | $2,505 | $3,668 | $4,284 |
| 35 | $2,360 | $3,422 | $4,030 |
| 40 | $2,225 | $3,301 | $3,860 |
| 45 | $2,165 | $3,206 | $3,741 |
| 55 | $2,028 | $2,948 | $3,435 |
| 65 | $2,047 | $3,067 | $3,614 |
| 75 | $2,621 | $3,855 | $4,564 |
Nissan Frontier Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rate. Each state has its own regulations for auto insurance, which can influence premiums. For instance, Michigan drivers tend to pay higher premiums due to the state’s requirements for higher levels of coverage. In addition, areas with extreme weather, like hurricanes, storms, or flooding, may result in higher insurance costs due to the increased risk of damage to vehicles.
Local factors, such as crime rates and the frequency of auto accidents, also impact insurance rates. Areas with higher crime rates, including car thefts, or higher accident statistics, often lead to increased premiums. Insurance companies take all of these regional factors into account when calculating your specific Nissan Frontier insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,385 | $3,463 | $4,417 |
| Alaska | $1,994 | $2,733 | $2,647 |
| Arizona | $2,234 | $3,198 | $4,698 |
| Arkansas | $2,425 | $3,819 | $4,209 |
| California | $2,699 | $4,794 | $2,688 |
| Colorado | $2,537 | $3,542 | $4,476 |
| Connecticut | $3,220 | $5,019 | $6,371 |
| Delaware | $2,701 | $3,566 | $4,598 |
| Florida | $3,181 | $4,412 | $5,778 |
| Hawaii | $1,050 | $1,394 | $1,013 |
| Idaho | $1,780 | $2,398 | $2,889 |
| Illinois | $1,867 | $2,854 | $3,239 |
| Indiana | $1,984 | $2,977 | $3,348 |
| Iowa | $1,537 | $2,106 | $2,503 |
| Kansas | $2,017 | $2,995 | $3,495 |
| Kentucky | $2,952 | $4,323 | $5,112 |
| Louisiana | $3,791 | $5,731 | $6,228 |
| Maine | $1,404 | $2,010 | $2,941 |
| Maryland | $2,343 | $3,393 | $3,771 |
| Massachusetts | $1,855 | $3,237 | $1,865 |
| Michigan | $4,499 | $6,855 | $10,802 |
| Minnesota | $1,845 | $2,452 | $3,481 |
| Mississippi | $2,246 | $3,235 | $3,221 |
| Missouri | $2,116 | $2,971 | $3,940 |
| Montana | $2,139 | $2,992 | $3,503 |
| Nebraska | $1,824 | $2,672 | $2,912 |
| Nevada | $2,969 | $4,468 | $4,665 |
| New Hampshire | $2,108 | $3,278 | $4,158 |
| New Jersey | $2,283 | $3,601 | $4,698 |
| New Mexico | $2,330 | $3,509 | $3,573 |
| New York | $2,163 | $2,737 | $4,525 |
| North Carolina | $1,343 | $2,309 | $1,665 |
| North Dakota | $1,835 | $2,793 | $3,285 |
| Ohio | $1,636 | $2,543 | $2,572 |
| Oklahoma | $2,594 | $3,757 | $4,250 |
| Oregon | $2,403 | $3,148 | $3,811 |
| Pennsylvania | $1,998 | $2,953 | $3,447 |
| Rhode Island | $3,326 | $4,922 | $5,555 |
| South Carolina | $2,286 | $3,153 | $4,357 |
| South Dakota | $2,040 | $2,949 | $3,381 |
| Tennessee | $2,410 | $3,497 | $4,675 |
| Texas | $2,395 | $3,498 | $4,330 |
| Utah | $2,046 | $2,865 | $3,965 |
| Vermont | $1,554 | $2,426 | $2,567 |
| Virginia | $1,482 | $2,280 | $2,239 |
| Washington | $1,979 | $2,655 | $3,204 |
| West Virginia | $1,961 | $2,859 | $3,557 |
| Wisconsin | $1,960 | $3,065 | $3,518 |
| Wyoming | $1,853 | $2,567 | $2,774 |
| Georgia | $2,639 | $3,909 | $3,890 |
Find Affordable Nissan Frontier Insurance Rates
Cheapest Car Insurance Companies For A Nissan Frontie
These estimates are based on a standard driver profile and may vary depending on individual factors such as driving history, location, coverage options, and available discounts. State Farm offers the most competitive annual premium, estimated at $1,040, translating to approximately $87 per month. GEICO and USAA follow closely, with annual premiums of $1,080 and $1,100, respectively. Nationwide and Travelers round out the list, offering premiums of $1,130 and $1,170 annually. It’s advisable to obtain personalized quotes to determine the most accurate rates for your specific circumstances.
| Insurance Company | Average Monthly |
| State Farm | $87 |
| GEICO | $90 |
| USAA | $92 |
| Nationwide | $94 |
| Travelers | $98 |
Common Nissan Frontier Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There are other discounts that may be available to you. It’s a good idea to speak with your insurance agent to find out which ones you qualify for.
Ways To Save On Nissan Frontier Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Nissan Frontier insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Nissan Frontier drivers with a ticket on their record can expect to pay around $94 per month, while those with multiple accidents will pay an average of $153 per month. By avoiding these incidents, you can keep your insurance costs lower.
Additionally, drivers with low annual mileage pay less for Nissan Frontier insurance. This is because drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Nissan Frontier drivers who drive between 7,501-10,000 miles per year will pay around $78 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay around $72 per month.
Compare Nissan Frontier To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the actual rates you receive may differ based on your personal profile and specific circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Frontier?
Yes, you will need to provide proof of insurance before you can drive your Nissan Frontier off the dealership lot. It’s best to secure a policy beforehand and inform your insurance company that you are about to purchase the vehicle. This way, you can avoid relying on the dealership’s insurance options, which may not always offer the best coverage or rates.
How Can You Get The Cheapest Insurance For Your Nissan Frontier?
The best way to find the cheapest rates for your Nissan Frontier is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This way, you can find the most affordable option that meets your needs.
