Nissan Leaf Car Insurance Cost
On average, insuring a Nissan Leaf costs around $1,400 per year. However, your actual premium may vary depending on factors like your age, the model year of your car, and other personal details. You can refer to our quote tables to get a more accurate estimate based on your specific profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
The average cost to insure a 2025 Nissan Leaf is around $1,400 per year, or roughly $117 per month for full coverage. As an electric hatchback, the Leaf offers lower insurance costs compared to many other compact or midsize vehicles.
This is largely due to its strong safety ratings, low maintenance requirements, and moderate repair costs. However, insurance premiums can still vary based on several factors, including your age, driving history, ZIP code, and coverage choices.
To find the best deal, it’s important to compare rates from multiple insurance companies and explore available discounts like safe driver or bundling options.
How Much Does Nissan Leaf Car Insurance Cost?
Nissan Leaf drivers typically pay an average of $1,400 per year for car insurance. However, individual rates may vary depending on factors such as location, driving history, and coverage options.
The cost of car insurance for a Nissan Leaf can vary significantly based on several factors, including your location, driving history, vehicle model year, and the coverage options you choose. Maintaining a clean driving record can help lower premiums, while a history of accidents or traffic violations may result in higher costs. Additionally, living in an urban area with heavy traffic can lead to higher insurance rates compared to rural areas with less congestion.
The type of coverage you select also plays a role—comprehensive insurance, which includes both collision and comprehensive coverage, is generally more expensive than minimum liability coverage. Compared to the average insurance cost for all Nissan models, insuring a Nissan Leaf is more affordable. However, it also costs less than the average insurance rate for all vehicles. Insuranceopedia can help you compare quotes from multiple auto insurance providers to ensure you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Leaf | $146 |
| All Nissans | $187 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Leaf Model Year
| Model Year | Average Premium |
| 2025 Nissan Leaf | $1,416 |
| 2024 Nissan Leaf | $1,711 |
| 2023 Nissan Leaf | $1,750 |
| 2022 Nissan Leaf | $1,344 |
| 2021 Nissan Leaf | $1,603 |
| 2020 Nissan Leaf | $1,111 |
| 2019 Nissan Leaf | $888 |
| 2018 Nissan Leaf | $1,303 |
| 2017 Nissan Leaf | $968 |
| 2016 Nissan Leaf | $897 |
| 2015 Nissan Leaf | $984 |
| 2014 Nissan Leaf | $930 |
| 2013 Nissan Leaf | $958 |
| 2012 Nissan Leaf | $917 |
| 2011 Nissan Leaf | $1,134 |
2025 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2025 Nissan Leaf is $1,416. However, USAA offers the cheapest rates, averaging $1,093 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,093 |
| GEICO | $1,144 |
| State Farm | $1,146 |
| Travelers | $1,178 |
| Nationwide | $1,410 |
| Farmers Insurance | $1,562 |
| Progressive | $1,737 |
| Allstate | $1,755 |
| Auto-Owners Insurance | $1,170 |
| Kemper | $1,966 |
2024 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2024 Nissan Leaf is $1,711. However, USAA offers the cheapest rates, averaging $1,219 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,438 |
| CSAA | $2,112 |
| California Capital | $1,988 |
| Metropolitan | $1,594 |
| USAA | $1,219 |
| Esurance | $1,504 |
| 21st Century | $1,433 |
| Grange | $2,033 |
| Bristol West | $2,110 |
| Unitrin | $1,681 |
2023 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2023 Nissan Leaf is $1,750. However, Hanover offers the cheapest rates, averaging $951 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,517 |
| Metropolitan | $2,237 |
| AssuranceAmerica Economy | $1,927 |
| Mercury | $1,770 |
| Hanover | $951 |
| Unitrin | $1,738 |
| Kemper Auto | Infinity | $1,319 |
| Esurance | $2,024 |
| California Capital | $2,140 |
| 21st Century | $1,874 |
2022 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2022 Nissan Leaf is $1,344. However, American National P offers the cheapest rates, averaging $590 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,240 |
| Oregon Mutual | $1,616 |
| Colorado Farm Bureau Mutual | $1,561 |
| Tennessee Farmers | $1,439 |
| American National P | $590 |
| GMAC Insurance Group | $1,379 |
| New Jersey Manufacturers | $919 |
| Farm Bureau Mutual (IA Group) | $1,601 |
| Atlantic States Insurance | $1,609 |
| Mutual Of Enumclaw | $1,481 |
2021 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2021 Nissan Leaf is $1,603. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,222 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,369 |
| American Family | $1,935 |
| Unitrin | $1,728 |
| USAA | $1,592 |
| North Carolina Farm Bureau | $1,222 |
| Travelers | $1,505 |
| Erie | $1,382 |
| Mercury | $1,803 |
| Country | $1,858 |
| Farm Bureau Mutual (IA Group) | $1,639 |
2020 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2020 Nissan Leaf is $1,111. However, American National P offers the cheapest rates, averaging $405 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $763 |
| Pekin Insurance | $1,405 |
| Kemper Auto | Infinity | $1,365 |
| Union Mutual Fire Group | $1,230 |
| American National P | $405 |
| Southern Farm Bureau | $1,093 |
| Safeco | $769 |
| USAA | $1,407 |
| Esurance | $1,407 |
| National Grange Mutual | $1,263 |
2019 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2019 Nissan Leaf is $888. However, SAFECO offers the cheapest rates, averaging $190 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $775 |
| Erie | $1,151 |
| Western Reserve | $1,041 |
| Penn National | $1,007 |
| SAFECO | $190 |
| Buckeye Insurance Group | $796 |
| Pekin Insurance | $716 |
| Hastings Mutual Insurance Co | $1,054 |
| Farm Bureau Mutual (IA Group) | $1,101 |
| Dairyland Auto | $1,045 |
2018 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2018 Nissan Leaf is $1,303. However, Liberty Mutual offers the cheapest rates, averaging $723 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,090 |
| Auto-Owners Insurance Co | $1,544 |
| Erie | $1,490 |
| Cincinnati Insurance | $1,329 |
| Liberty Mutual | $723 |
| Virginia Farm Bureau | $1,285 |
| Kemper Auto | Infinity | $1,025 |
| 21st Century | $1,535 |
| AssuranceAmerica Economy | $1,531 |
| Dairyland Auto | $1,481 |
2017 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2017 Nissan Leaf is $968. However, PEMCO offers the cheapest rates, averaging $711 per year.
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $861 |
| Oregon Mutual | $1,104 |
| Permanent General | $1,035 |
| Central Mutual Insurance Co | $926 |
| PEMCO | $711 |
| Capital Insurance Group | $956 |
| SECURA Insurance | $872 |
| Mutual Of Enumclaw | $1,077 |
| Unigard | $1,095 |
| Farm Bureau Mutual (IA Group) | $1,039 |
2016 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2016 Nissan Leaf is $897. However, Safeco offers the cheapest rates, averaging $361 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $713 |
| Unigard | $1,246 |
| Republic Indemnity | $1,069 |
| Pekin Insurance | $842 |
| Safeco | $361 |
| North Carolina Farm Bureau | $721 |
| Texas Farm Bureau Group | $646 |
| Western Reserve | $1,204 |
| Westfield | $1,236 |
| Buckeye Insurance Group | $929 |
2015 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2015 Nissan Leaf is $984. However, Safeco offers the cheapest rates, averaging $454 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $661 |
| USAA | $1,342 |
| Clearcover | $1,151 |
| Capital Insurance Group | $918 |
| Safeco | $454 |
| PEMCO | $873 |
| Mercury Insurance Company | $625 |
| Dairyland FR Bond | $1,328 |
| Direct Auto | $1,344 |
| 21st Century | $1,144 |
2014 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2014 Nissan Leaf is $930. However, Plymouth Rock Assurance offers the cheapest rates, averaging $592 per year.
| Insurance Provider | Average Annual Cost |
| Arbella Insurance Group | $805 |
| National Grange Mutual | $1,220 |
| ACE American Pool | $968 |
| Quincy Mutual | $899 |
| Plymouth Rock Assurance | $592 |
| Norfolk and Dedham Group | $875 |
| SECURA Insurance | $699 |
| Capital Insurance Group | $1,118 |
| Colorado Farm Bureau Mutual | $1,178 |
| PEMCO | $945 |
2013 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2013 Nissan Leaf is $958. However, Safeco offers the cheapest rates, averaging $417 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $887 |
| Electric | $1,165 |
| Erie | $1,060 |
| Mercury Insurance Company | $946 |
| Safeco | $417 |
| Virginia Farm Bureau | $910 |
| AssuranceAmerica Economy | $832 |
| Capital Insurance Group | $1,155 |
| Penn National | $1,191 |
| National General Value | $1,016 |
2012 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2012 Nissan Leaf is $917. However, Safeco offers the cheapest rates, averaging $227 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $737 |
| Pekin Insurance | $1,294 |
| Kentucky Farm Bureau | $1,111 |
| Direct Auto | $1,041 |
| Safeco | $227 |
| Mutual Of Enumclaw | $992 |
| American National P | $339 |
| Oregon Mutual | $1,141 |
| Southern Farm Bureau | $1,203 |
| Texas Farm Bureau Group | $1,085 |
2011 Nissan Leaf Insurance Rates
The average annual insurance cost for a 2011 Nissan Leaf is $1,134. However, Hanover offers the cheapest rates, averaging $889 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,002 |
| Dairyland Scored | $1,257 |
| PEMCO | $1,249 |
| Preferred Mutual | $1,208 |
| Hanover | $889 |
| Colorado Farm Bureau Mutual | $1,088 |
| Erie | $929 |
| Farm Bureau Mutual (IA Group) | $1,218 |
| Oklahoma Farmers Union | $1,267 |
| AssuranceAmerica | $1,237 |
Find Affordable Nissan Leaf Car Insurance Rates
Are Nissan Leafs Car Insurance Expensive To Insure?
Insuring a 2025 Nissan Leaf is generally affordable compared to many other vehicles. On average, full coverage costs approximately $1,400 per year, or about $117 per month. This rate is influenced by the Leaf’s strong safety ratings, lower repair costs, and its classification as an electric vehicle. However, individual premiums can vary based on factors such as driving history, location, age, and chosen coverage levels. To secure the most accurate and competitive rates, it’s advisable for drivers to compare quotes from multiple insurance providers, considering their unique circumstances and coverage needs.
Cost of Nissan Leaf Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers, due to their higher likelihood of being involved in accidents, tend to pay the highest premiums. As you age and gain more driving experience, your risk of accidents decreases, which generally leads to lower insurance rates. Once you reach a certain age, typically in your 30s or 40s, your premiums will stabilize and may continue to decrease, provided you maintain a clean driving record.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,881 | $14,539 | $17,027 |
| 18 | $9,229 | $13,571 | $15,870 |
| 19 | $8,182 | $11,991 | $14,036 |
| 20 | $7,160 | $10,467 | $12,228 |
| 21 | $5,949 | $8,747 | $10,297 |
| 22 | $5,839 | $8,538 | $10,002 |
| 23 | $5,115 | $7,465 | $8,710 |
| 24 | $4,817 | $7,124 | $8,292 |
| 25 | $4,161 | $6,110 | $7,148 |
| 30 | $3,233 | $4,794 | $5,552 |
| 35 | $3,029 | $4,476 | $5,192 |
| 40 | $2,933 | $4,301 | $5,041 |
| 45 | $2,858 | $4,195 | $4,860 |
| 55 | $2,604 | $3,848 | $4,490 |
| 65 | $2,720 | $3,997 | $4,676 |
| 75 | $3,438 | $5,081 | $5,900 |
Nissan Leaf Car Insurance Rates By State
Where you live can significantly affect your car insurance rates. Each state has its own insurance regulations, and some states, like Michigan, require higher levels of coverage, which can lead to higher premiums. Additionally, climate plays a role—states prone to extreme weather conditions like hurricanes, storms, or flooding tend to have higher insurance costs due to the increased risk of damage to vehicles.
Local crime rates and accident statistics also influence rates. For example, areas with higher rates of car theft, accidents, or fatalities may result in higher premiums, as insurance companies perceive these areas as higher risk. All these factors combined help insurers determine the specific cost of insurance for your Nissan Leaf based on where you live.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,408 | $3,529 | $4,414 |
| Alaska | $1,977 | $2,746 | $2,675 |
| Arizona | $2,272 | $3,231 | $4,844 |
| Arkansas | $2,482 | $3,885 | $4,260 |
| California | $2,735 | $4,841 | $2,726 |
| Colorado | $2,568 | $3,590 | $4,534 |
| Connecticut | $3,281 | $5,093 | $6,417 |
| Delaware | $2,736 | $3,629 | $4,679 |
| Florida | $3,258 | $4,467 | $5,828 |
| Hawaii | $1,066 | $1,409 | $1,054 |
| Idaho | $1,838 | $2,396 | $2,977 |
| Illinois | $1,928 | $2,874 | $3,316 |
| Indiana | $1,936 | $2,997 | $3,399 |
| Iowa | $1,591 | $2,126 | $2,561 |
| Kansas | $2,060 | $3,004 | $3,533 |
| Kentucky | $3,010 | $4,377 | $5,178 |
| Louisiana | $3,851 | $5,857 | $6,294 |
| Maine | $1,459 | $2,017 | $2,958 |
| Maryland | $2,354 | $3,451 | $3,774 |
| Massachusetts | $1,861 | $3,299 | $1,904 |
| Michigan | $4,557 | $6,978 | $10,950 |
| Minnesota | $1,871 | $2,472 | $3,479 |
| Mississippi | $2,281 | $3,217 | $3,245 |
| Missouri | $2,116 | $3,075 | $4,001 |
| Montana | $2,155 | $3,027 | $3,518 |
| Nebraska | $1,850 | $2,743 | $2,942 |
| Nevada | $3,053 | $4,504 | $4,716 |
| New Hampshire | $2,082 | $3,322 | $4,220 |
| New Jersey | $2,318 | $3,645 | $4,712 |
| New Mexico | $2,335 | $3,485 | $3,665 |
| New York | $2,188 | $2,788 | $4,612 |
| North Carolina | $1,372 | $2,325 | $1,668 |
| North Dakota | $1,836 | $2,834 | $3,383 |
| Ohio | $1,670 | $2,546 | $2,644 |
| Oklahoma | $2,673 | $3,796 | $4,253 |
| Oregon | $2,434 | $3,208 | $3,901 |
| Pennsylvania | $1,985 | $2,975 | $3,486 |
| Rhode Island | $3,398 | $4,962 | $5,588 |
| South Carolina | $2,338 | $3,191 | $4,424 |
| South Dakota | $2,055 | $2,965 | $3,421 |
| Tennessee | $2,405 | $3,584 | $4,763 |
| Texas | $2,446 | $3,527 | $4,379 |
| Utah | $2,108 | $2,881 | $4,005 |
| Vermont | $1,613 | $2,444 | $2,582 |
| Virginia | $1,512 | $2,360 | $2,276 |
| Washington | $1,975 | $2,704 | $3,205 |
| West Virginia | $2,010 | $2,901 | $3,621 |
| Wisconsin | $2,006 | $3,165 | $3,589 |
| Wyoming | $1,914 | $2,600 | $2,795 |
| Georgia | $2,617 | $3,930 | $3,949 |
Find Affordable Nissan Leaf Car Insurance Rates
Cheapest Car Insurance Companies For A Nissan Leaf
These estimates are based on a standard driver profile and may vary depending on individual factors such as driving history, location, coverage options, and available discounts. GEICO offers the most competitive annual premium, estimated at $1,144, translating to approximately $95 per month. USAA follows closely with an annual premium of $1,093, or about $91 monthly. State Farm, Travelers, and Nationwide offer premiums ranging from $1,146 to $1,410 annually, equating to monthly payments between $96 and $117
| Insurance Company | Average Monthly |
| GEICO | $95 |
| USAA | $91 |
| State Farm | $96 |
| Travelers | $98 |
| Nationwide | $117 |
Common Nissan Leaf Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Here are some common ones that you can check your eligibility for:
- Multi-policy: Bundle your home and auto insurance policies with the same provider for a discounted rate.
- Pay annually: Opt to pay your premium all at once, rather than spreading out monthly payments.
- Defensive driving: Completing a certified defensive driving course can qualify you for a discount.
There may be additional discounts available, so it’s a good idea to talk to your insurance agent. They can help you identify other discounts you may be eligible for.
Ways To Save On Nissan Leaf Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Nissan Leaf insurance costs low. For instance, drivers with a speeding ticket on their record can expect to pay around $76 per month, while those with multiple accidents will pay about $124 per month. Avoiding these incidents can help keep premiums lower.
Additionally, drivers with lower annual mileage tend to pay less for insurance, as they are on the road less often and have fewer chances of being involved in accidents. For example, Nissan Leaf drivers who drive between 5,000 and 7,500 miles per year will pay approximately $82 per month. In contrast, those who drive over 10,000 miles annually may pay around $86 per month.
Compare Nissan Leaf To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for calculations was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual insurance rates may vary depending on individual factors such as age, location, driving history, and chosen coverage options.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Leaf?
Yes, proof of insurance is required before you can drive your Nissan Leaf off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming car purchase. This ensures a smooth process and helps you avoid potentially higher rates or limited coverage options that may come with dealership-arranged insurance.
How Can You Get The Cheapest Insurance For Your Nissan Leaf?
The most effective way to secure the lowest insurance rates for your Nissan Leaf is to compare quotes from multiple auto insurance providers. Shopping around ensures that you find the best deal tailored to your specific needs. Fortunately, Insuranceopedia simplifies this process by allowing you to compare quotes from different insurers directly on their website.
